Published address
Where the business says it operates
Current hours and in-person service
Independent provider directory
Find the right storefront before making the trip
Start with the state where you live and the place you can realistically visit. This directory connects you to selected third-party store contacts and state-specific checks—not a guaranteed loan or a complete list of every business.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
State directory or license entry
A record with a defined legal scope
Correct entity, branch, activity and status
Loan agreement
Terms for that particular transaction
Affordability and the actual funding date
Choose your state
15 states. Choose a state to browse cities and independent provider contacts.
Texas
Texas
Separate the credit-access business from the creditor. Compare the service fee and lender charge together. [TX01]
California
California
Check the amount you actually receive, not only the face amount of the check. [CA01]
Florida
Florida
Identify single-payment versus installment deferred presentment before using a limit or term. [FL01]
Alabama
Alabama
Use the current licensing route; an NMLS transition notice does not itself confirm a branch license. [AL02]
Tennessee
Tennessee
Ask whether the contract is deferred presentment, flexible credit or another product. [TN01]
Louisiana
Louisiana
Match the product to the current annual principal ceiling rather than an old FAQ. [LA01]
Mississippi
Mississippi
A check-casher license and a different consumer-loan license are not interchangeable. [MS01]
Michigan
Michigan
Review the graduated fee calculation and confirm the store municipality before travel. [MI01]
The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.
Kentucky
Find Kentucky loan contacts, distinguish check amount from cash received, and review the 2026 deferred-deposit framework before visiting.
View contactsIndiana
Find Indiana storefront contacts and calculate tiered small-loan charges before comparing the payment with your next income.
View contactsWisconsin
Compare published Wisconsin loan contacts and understand why a payday balance limit is not the same as an installment-loan allowance.
View contactsNevada
Find Nevada loan contacts and distinguish a deferred-deposit amount test from a high-interest monthly-payment test.
View contactsSouth Carolina
Find South Carolina loan contacts, distinguish payday from title-loan counters, and review principal-based deferred-presentment charges.
View contactsOhio
Compare Ohio loan contacts while separating storefront service, actual lender identity, interest and additional permitted charges.
View contactsOklahoma
Find Oklahoma City and Tulsa contacts and compare the updated small-loan principal ceiling with an actual installment schedule.
View contactsWhat are you trying to do?
Visit a store
Open the relevant state page, compare the listed municipalities and call the specific branch. Confirm the product, required documents, hours and whether funds would be available at the store or sent to an account.
Use an online route
A website can accept a request while the branch is closed. That does not mean a lender has reviewed it or that your bank can post funds. Identify who receives the request and whether a store visit remains necessary. [F05]
Resolve an existing loan
Use the creditor or servicer named on your own agreement. A store with a similar name may not hold your account, and Bottom Dollar cannot inspect its records or accept a payment for it.
Location, product and lender are three different checks
The state cards above cover Texas, California, Florida, Alabama, Tennessee, Louisiana, Mississippi and Michigan. Each leads to a state-specific reading of the borrowing decision and selected published business contacts. The selection is not a ranking or a claim of complete geographic coverage.
A branch contact is useful for planning a call. A legal entity and product-specific license answer a different question. A lender's eventual offer determines amount, price and repayment. Do not turn one of these checks into evidence for the others. Online lead generators may send information to other businesses; they do not necessarily lend themselves. [F05]
| What you found | What it establishes | What remains to check |
|---|---|---|
| Published address | Where the business says it operates | Current hours and in-person service |
| State directory or license entry | A record with a defined legal scope | Correct entity, branch, activity and status |
| Loan agreement | Terms for that particular transaction | Affordability and the actual funding date |
| Map search result | A navigation suggestion | Correct premises, entrance and business name |
Read the cards without assuming branch ownership
The listed businesses are third parties, not Bottom Dollar Payday offices. A call button dials the number shown for that business; its website button leaves this directory. Source links identify where the published details came from. A listed street is not evidence that the business has a partnership with Bottom Dollar.
The area maps are state overviews. Store maps on the state pages search the displayed name and address. Neither type is a certification of a Google Business Profile, an operational inspection or a license search. Loading a map contacts Google; merely reading this page does not load an embedded map.
Where a source does not give reliable hours, call rather than relying on an invented schedule. Staff names, reviews and ratings are not supplied without corresponding evidence.
Make the call answer your actual deadline
Before travelling, write down the amount needed, the bill deadline and the next confirmed income date. Ask whether the branch accepts a new request today, what documents it needs and which funding method it offers. An opening hour is not an application cutoff.
| Question for the branch | A useful answer | Insufficient answer |
|---|---|---|
| What is the legal creditor? | Legal name and relevant license route | Only a trading name |
| What cash would I receive? | Net amount after any retained charges | Only the headline limit |
| What will I repay and when? | Dollar total, due dates and schedule | “Affordable payments” |
| How will funds arrive? | Cash, check or specified transfer route | “Instant approval” |
| What if I cannot repay? | Written contact and plan procedure | A promise to discuss it later |
For general payday-loan qualification, the CFPB describes identity, income and account requirements, while acceptance depends on the provider. Prepare documents only for the verified recipient. [F04]
Compare a nearby store with a different kind of solution
A longer drive does not make a loan more suitable. A branch can be open and still offer a product that requires collateral, a longer term or a payment you cannot carry. A location in a neighbouring municipality should remain labelled with its actual city, even when the business serves a larger metro area.
An employer advance, a creditor payment arrangement or a credit-union product may solve the same cash gap differently. Compare access requirements, total dollars paid and the effect on the following pay period. The budget tools here do not contact a lender or decide eligibility. [F01]
Keep the next payment in the travel decision
Illustrative planning example: you need $240, but paying the proposed obligation would leave $80 for $130 of essential expenses before your next confirmed income. The shortfall is $50. A nearer store or faster payout does not remove it. Reduce the requested amount, change the timing with the biller, or examine a different option before accepting a commitment.
Include fuel, transit and a second visit only when those costs will actually occur. Do not add a hypothetical future fee to one offer and exclude the same possibility from another. A household cash-flow schedule provides a more useful test than the distance to the nearest counter. [F02]
When a detail disagrees, stop and resolve that detail
An old directory, an embedded map and the provider's own text may show different ZIP codes or phone numbers. Keep the disputed field separate instead of combining them into a supposedly verified contact. Use the current first-party contact route to ask for clarification and check the legal record independently.
Do not pay an advance fee to obtain a supposedly guaranteed loan. Requests for payment to guarantee approval are a warning sign identified by the FTC. A professional-looking map or directory entry does not cancel that warning. [F09]
Questions before continuing
Does a state card mean every resident can borrow?
No. It provides a route for local research. Eligibility, permissible products and a lender’s actual offer still depend on the applicable rules and review.
Are the stores ranked by price?
No. Display order is navigation, not a cheapest-loan or best-lender ranking. Compare written offers on equal amounts and dates.
Can this directory confirm that a store is open now?
No. The pages show sourced details with their limits. Call the branch to confirm same-day hours, holiday changes and application cutoffs.
Related decisions
Browse state directories
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
- Guide and source: Alabama Banking: Transition to NMLS [AL02]
- Guide and source: California DFPI: Payday lenders [CA01]
- Guide and source: Making a budget [F01]
- Guide and source: Your Money, Your Goals toolkit [F02]
- Guide and source: Payday loan qualification requirements [F04]
- Guide and source: Considering an online payday loan [F05]
- Guide and source: Advance-fee loan scams [F09]
- Guide and source: Florida OFR: Deferred presentment providers [FL01]
- Guide and source: Louisiana OFI: 2026–2027 indexed principal limits [LA01]
- Guide and source: Michigan DIFS: Deferred presentment consumer FAQ [MI01]
- Guide and source: Mississippi DBCF: Consumer finance [MS01]
- Guide and source: Tennessee DFI: Deferred presentment licensing [TN01]
- Guide and source: Texas OCCC: Credit Access Businesses [TX01]
