First $250
15%
Applying 15% to the full larger balance
Independent provider directory
Indiana contacts with a repayment-first comparison
Choose a published office, then compare the entire payment—not just the requested cash. The fee changes in tiers, so one percentage applied to the whole loan can give the wrong result.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
Above $250 through $400
13%
Charging the whole $400 at 13%
Above $400 through $825
10%
Treating 10% as the overall APR
Indiana office contacts
Published operator contacts checked on September 22, 2026. Two Indianapolis postal-area locations; no live license or same-day opening certification.
Indianapolis postal area
A-1 Cash Advance — Eastside
8504 E Washington St, Indianapolis, IN 46219
Published payday and check-cashing office. Mon–Fri 10am–6pm; Sat 10am–2pm; Sun closed. Confirm application cutoff and documents directly. [IN03]
Indianapolis postal area
A-1 Cash Advance — 10th and Lynhurst
5325 W 10th St, Indianapolis, IN 46224
The operator also calls this its Speedway store. Mon–Fri 10am–6pm; Sat 10am–2pm; Sun closed. Postal address is not an independent municipal-boundary finding. [IN04]
The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.
Start with the decision you need
Arrange an Indianapolis-area visit
Use the Eastside or 10th and Lynhurst contact. Both are one operator, not competing lender quotes. Call the exact office about the service you need before sending documents.
Find a store in another planned city
Fort Wayne, Evansville and South Bend are part of this directory’s coverage plan; the two contacts below do not establish branches there. Use the provider locator and confirm an exact street.
Compare a quote you already received
Keep principal, finance charge, total payment and due date separate. A statement that you qualify for a larger amount does not demonstrate that the repayment fits your household.
Use the regulator’s tiers, not a flat percentage
The currently linked DFI brochure describes an $825 aggregate principal ceiling and a minimum 14-day term. The finance charge is tiered. Eligibility and income restrictions still apply. The brochure is dated January 2025; a proposed adjustment on the rulemaking docket is not treated here as a new limit. [IN01] [IN02]
| Portion of principal | Maximum charge on that portion | Comparison error to avoid |
|---|---|---|
| First $250 | 15% | Applying 15% to the full larger balance |
| Above $250 through $400 | 13% | Charging the whole $400 at 13% |
| Above $400 through $825 | 10% | Treating 10% as the overall APR |
Check two amounts using the same method
These are formula illustrations, not offers or approval estimates. Assume no separate charges and payment in one installment.
| Principal | Calculation of charge | Charge | Total payment |
|---|---|---|---|
| $300 | $250 × 15% + $50 × 13% | $44 | $344 |
| $600 | $250 × 15% + $150 × 13% + $200 × 10% | $77 | $677 |
The public provider table reviewed lists $77.50 for $600, while those tiers produce $77. Ask for a corrected, itemized disclosure rather than treating the discrepancy as an extra permitted charge. The regulator formula is the basis used above. [IN01] [IN03]
Allow time for the document check
Before a trip, ask about acceptable identification, income evidence, account requirements and any existing-loan information. Do not assume a check-cashing document list is sufficient for a loan. For non-payroll income, ask which current records are accepted rather than substituting an old pay stub. A Saturday opening window may be shorter than a weekday’s. [IN03] [IN04]
Do not count the same paycheck twice
Write down essentials due before and after the repayment. For example, if $420 remains after essential expenses, a $344 obligation leaves $76; that remaining amount is not a recommendation to spend it. Include automatic payments and money already committed elsewhere. When the result is negative, reducing the request or discussing a bill arrangement is more useful than visiting another counter.
Verify the license under the right legal references
Indiana moved its consumer-credit provisions into Title 37 effective July 2026. Older brochures or contracts may carry earlier citations; that difference alone does not prove a provider is unlicensed. Match the legal company and license type through DFI, and ask for clarification when a current disclosure uses inconsistent amounts or dates. [IN02]
Keep a usable record after the visit
Save the signed agreement, payment receipt and the contact handling your account. A general website inquiry is not proof that an application reached the lender. If repayment becomes difficult, contact the provider before the due date and use the repayment-help route; do not submit another request merely to obtain a status update.
Questions before continuing
Are the two stores independent lenders?
They are two published locations of A-1 Cash Advance. Listing both helps with geography and hours; it does not create a two-lender comparison.
Does the maximum amount mean I qualify?
No. The brochure’s ceiling is not an approval amount. Income, open transactions and the provider’s review can reduce or prevent a loan. [IN01]
Can I use the website to check my loan status?
Use the actual provider’s account or contact. Bottom Dollar does not have access to your application or repayment records.
Related decisions
Explore city guides
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
