Local contact & online options
For a small advance, the fee in dollars and the time allowed to repay both matter.
Confirm the service and opening hours before travelling. This profile is not a credit offer.
Indianapolis, IN
5325 W 10th St, Indianapolis, IN 46224
The operator’s 10th and Lynhurst page publishes this address, phone and weekly schedule. Online access outside those hours does not mean the counter is open. [B17]
| Day | Published hours |
|---|---|
| Monday–Friday | 10 a.m.–6 p.m. |
| Saturday | 10 a.m.–2 p.m. |
| Sunday | Closed |
The page includes a $100 advance / $15 charge / 14-day example. Confirm your current quote and eligibility; a posted example is not approval. [B17]
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Put the posted $100 example into dollars and dates
Use the West 10th Street contact to confirm the current terms, then put the proposed due date and full repayment into your budget.
$100
$15
14 days
The branch page shows a $15 charge over 14 days. That means $115 to repay if the example’s assumptions apply and there are no other charges. Ask for your actual disclosure. [B17]
An online form may be accessible when the store is closed. It does not establish a completed review or immediate bank availability. Confirm the specific delivery process.
Use the agreement’s payment instructions and ask for the amount due. A new application is a separate decision, not an account-balance request.
This office is at 5325 W 10th Street, with (317) 243-9300 as its published phone. The Eastside office on East Washington has a different number and location. [B17] [B18]
Tell staff which office you intend to visit and what transaction you need. Check the shorter Saturday hours before making a weekend trip.
The checked branch table gives a specific $100/$15/14-day example. It is not a universal rate, a current personalized offer or proof that a different amount has proportional charges. [B17]
| Posted-example component | Amount or period |
|---|---|
| Advance | $100 |
| Charge | $15 |
| Period | 14 days |
| Repayment under those assumptions | $115 |
Ask separately about any charge not included in the displayed example and about the terms that apply to your request.
For the simple one-advance, one-payment example, $15 ÷ $100 × 365 ÷ 14 × 100 is approximately 391.07% on an annualized basis. It does not mean you repay $391.07 on this $100, 14-day example. Under its stated assumptions the repayment is $115.
This calculation explains annualization only. It is not a legal APR certification for irregular payment dates, withheld charges or another contract. Use the creditor’s actual disclosure for that transaction.
Suppose $260 is available before the next income, essential spending requires $130 and the example repayment is $115. The remaining cushion is $15.
| Illustrative budget | Amount |
|---|---|
| Available before repayment | $260 |
| Essential spending | $130 |
| Repayment used in this example | $115 |
| Remaining cushion | $15 |
An unplanned expense can consume that small margin. Do not rely on another approval to make the initial payment.
Indiana’s DFI supervises different types of nonbank credit activity, including small loans and installment lending. A provider’s brand name does not make every product the same regulated transaction. [I01]
Ask what documents the selected process needs, whether a check or account access is involved and which company appears on the agreement. Avoid sending sensitive documents through an unverified channel.
A completed request, an approval, release of funds and bank availability are separate events. Ask what remains unfinished and what method the provider will use. The store’s closing time does not guarantee any later-stage deadline.
When a quote is available, compare its usable funds and dated payments with the example only after checking that the assumptions match. This page neither submits the request nor reserves a particular price.
No. That is the annualized rate calculation for the stated example; $100 plus $15 equals $115 under those assumptions.
No. Request the actual amount-specific quote rather than assuming proportional pricing. [B17]
The operator’s schedule lists Sunday closed. Online accessibility is a different question. [B17]
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
