A Payday Loan - also known as a short-term loan or cash advance - is a short-term solution intended to cover a borrower’s expenses until their next pay date. These short-term loans are designed to take the stress away when financial times are tough and cash flow is down. Often traditional banks’ insufficient funds fees are simply too high and a Bottom Dollar Payday loan can save the borrower hundreds.
Absolutely! Our application page is secured using a HTTPS or Hypertext Protocol Secure connection. At Bottom Dollar Payday, your personal information security is of the utmost importance.
You must have a job or proven source of income of at least $1000 per month, an active email address, a verifiable phone number, a checking or savings account in good standing with direct deposits you’re your employer and you must be 18 years old and a US citizen. All signed Loan Agreements are subject to verification of prior loan history and application data.
At Bottom Dollar Payday, once your application is approved, the information is verified and your loan documents have been signed, we will release your funds. Funds are typically available by the following business day, however funds availability will depend on your specific bank's policies.