Understand where your information goes before acting

A budget calculation, a lender request and permission to debit an account are different actions. Use this page to separate them before sharing information or accepting a payment authorization.

Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.

Calculate or select a scenario

Amounts, dates or general choices

Produces an on-page result

Clear the worksheet

Current tool fields

Resets fields and displayed result

Open an ordinary external link

Destination website

Opens that destination without attaching tool values

Distinguish which action uses information

You do not need personal information to review this explanation. Select only the type of action.

Method, privacy and limits

The selector explains the scope of your chosen action. It does not grant consent, access accounts or change permissions at another service. The tool code does not transmit or store the selection.

Choose the boundary you are crossing

You are entering amounts into a local tool

Use amounts and general selections only. The supplied calculator code works in the page and does not send the entered amounts to a lender. It does not need an account number, Social Security number or banking password.

You are leaving for another website

Check the destination before clicking. That service operates under its own notices and controls. Opening a source or business website is not the same as sending the contents of your calculator.

You are being asked to give consent

Identify exactly what the permission covers, the recipient and the action. Do not read a payment authorization as if it were merely agreement to receive information.

What the supplied decision tools actually do

The tools on these pages use entered amounts, dates or selections to display a result in the browser. Their code does not submit a credit application, request a credit report, connect to a bank, send the field values to a server or store them in browser local storage. Clear resets the current form and result.

Action in these components Input or connection What the code does
Calculate or select a scenario Amounts, dates or general choices Produces an on-page result
Clear the worksheet Current tool fields Resets fields and displayed result
Open an ordinary external link Destination website Opens that destination without attaching tool values
Load a location map Listed name and address Requests an external Google map after the click

Understand the limits of a local calculation

This description concerns the supplied tools, not every technical layer of a website or device. A hosting service may process connection information, and a browser, extension or shared device may retain information independently of the tool code. Review the hosting site’s privacy notice and your browser settings where relevant.

Do not enter real identity or account numbers into a field intended for a dollar amount. A local worksheet is not a secure place to keep a complete application or identity record.

Keep permissions separate by purpose

An online request may pass information through a lead generator to other companies; understand that route before submitting. [F05]

Permission or action Question to answer first Does not automatically mean
Submit a loan request Who receives the request and for what purpose? Acceptance of a final credit agreement
Receive calls, texts or marketing Which contacts, channels and purpose are described? Authorization to withdraw money
Share account information Which data, recipient and access period are involved? Permission for every future debit
Authorize recurring payment Which payment amount, schedule and account? Cancellation of the ability to raise a payment issue

Read each actual disclosure instead of assuming the labels describe identical permissions.

Inspect a new form before sending it

When an external provider asks for information, identify its legal operator, privacy notice, recipients and the reason for the requested fields. Do not assume the initial site’s notice covers every later company. The lender-identity page can help resolve who is collecting versus who is extending credit. [F05]

A tool result on this site neither signs that external form nor makes a choice on your behalf. Review the new process where it is actually operated.

Control payment authorization through the right parties

For a preauthorized electronic withdrawal, the bank’s stop-payment process and notice requirements matter. Revoking a lender’s authority and notifying the financial institution are separate steps from changing a marketing preference. Stopping a withdrawal does not extinguish a debt. Use the dedicated ACH help page for the sequence and timing context. [F11] [F12]

Ask the responsible operator about its own records

For questions about an application, contact the company that actually received it using a verified channel. Ask what information it holds and which available controls apply under its notice and applicable law. This page does not promise an invented retention period, claim to delete another company’s record or provide a universal consent withdrawal for every service.

Questions before continuing

Are the numbers from a calculator sent with a source link?

The supplied link code does not append the entered amounts or selections to external links. The destination may still receive ordinary connection information when you open it.

Does Clear erase records held by another company?

No. Clear resets this tool’s current fields and result. It does not operate on a submitted application, browser account, hosting log or external provider’s records.

Is this a complete privacy policy for every website feature?

No. It explains the data path of these decision tools and common consent boundaries. Read the actual operator’s privacy notice before using a separate service or form.

Related decisions

Sources and scope

Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.

  1. Considering an online payday loan [F05]
  2. Regulation E, preauthorized transfers, 1005.10 [F11]
  3. Stopping electronic payday-loan withdrawals [F12]