Eagle, Monroe Street
Monday–Friday 9 AM–5 PM; weekends unconfirmed
Personal installment loan
Independent provider directory
Check the Toledo loan counter—not just the shop closing time
A store can be open after its loan counter closes. Toledo Gold Exchange publishes an earlier cutoff for pawn transactions; Eagle’s Monroe Street branch publishes weekday office hours for personal loans. Compare both the service and the amount before traveling. These are different lending models, not two interchangeable payday offers.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
Toledo Gold Exchange
Monday–Friday until 5 PM; Saturday until 4 PM
Item-backed pawn; retail closes later
Contacts and published service information
These are third-party businesses, not Bottom Dollar offices. Read the product label and any address or hours warning before visiting.
Toledo
Eagle Loan — Monroe Street
5414 Monroe St, Toledo, OH 43623
Personal installment-loan contact, not a two-week payday quote. Published branch hours: Monday–Friday 9 AM–5 PM. Weekend hours were not returned. The operator’s general product page advertises personal loans starting at $1,000; ask whether that size suits the actual gap. [O09] [O07]
Toledo
Toledo Gold Exchange — Woodville Road
807 Woodville Rd, Toledo, OH 43605
Pawn alternative. The loan department closes earlier than retail: Monday–Friday 9:30 AM–5 PM and Saturday 9:30 AM–4 PM. Retail remains open until 6 PM on weekdays and 5 PM Saturday. Sunday is closed. [O08]
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Choose your next step
I only need a small amount
Measure the gap before asking about a product minimum. Borrowing more than needed creates extra debt even if the monthly payment looks small. Eagle’s general advertised starting amount is $1,000, not a promise of a smaller loan at this branch. [O09]
I am bringing an item after work
Use the pawn department’s hours, not retail hours. A visit at 5:30 PM on a weekday could be inside store hours but after the published loan-counter cutoff. Call first. [O08]
I want to repay in monthly installments
Get the net proceeds, number of installments, each due date and total of payments. Ask whether collateral, insurance or other optional products change the quote; do not compare only the monthly figure.
Match the trip to the service
| Contact | Published loan-service window | Product distinction |
|---|---|---|
| Eagle, Monroe Street | Monday–Friday 9 AM–5 PM; weekends unconfirmed | Personal installment loan |
| Toledo Gold Exchange | Monday–Friday until 5 PM; Saturday until 4 PM | Item-backed pawn; retail closes later |
Hours are operator statements, not a live booking system. Postal addresses, service descriptions and license status are separate checks. For existing payments, use the creditor named on your agreement. [O07] [O08] [O09]
Do not let a minimum loan decide your budget
Suppose the remaining expense is $350. A hypothetical $1,000 loan gives $650 more than that gap, assuming no withheld charges. Those extra proceeds are borrowed money, not savings. Compare a payment arrangement, another suitable small-dollar product or an item-backed option only if you can safely meet its terms.
A monthly payment can fit the approval but not your life
| Illustrative monthly budget | Amount |
|---|---|
| Reliable income | $920 |
| Essentials and existing commitments | $805 |
| Remaining before buffer | $115 |
| Reserve for another necessary expense | $20 |
| Amount left for a new payment | $95 |
| Hypothetical proposed payment | $110 |
| Shortfall for that payment | $15 |
The $110 payment is an assumption, not an Eagle quote. Twelve such payments total $1,320; against $1,000 net proceeds, the arithmetic difference is $320 before any additional charges. The immediate issue is the $15 monthly gap: stretching the term is not automatically a fix if it adds cost or overlaps another obligation.
Use the Ohio rule that matches the actual loan
Ohio’s Short-Term Loan Law has its own $1,000 limit and term rules. Its 28% annual interest limit permits certain additional charges; it is not a universal APR figure for the contacts above. A personal installment or pawn agreement may use a different legal framework. Ask for the lender’s license category, APR where applicable and itemized fees instead of assuming that all “cash loans” share one price. [L01] [L02]
Confirm the handoff before sending documents
The branch phone is for the listed operator. Ask which documents are needed, whether the first visit is required and how funds would be provided after approval. A general online application does not reserve cash at a counter. For pawn, ask about the item and acceptable identification; avoid carrying valuables to a location after its lending cutoff.
Leave with the complete payment path
Record the first due date, every later installment or redemption deadline and the accepted payment methods. Check whether an online-payment fee applies and whether another available method avoids it. If the schedule cannot fit the money left after essentials, do not solve the mismatch by assuming a future refinance. Use the comparison and repayment-help routes below.
Questions before continuing
Does a retail closing time mean the pawn desk is open?
No. The Woodville Road source publishes an earlier loan-department cutoff. [O08]
Does Eagle offer a $350 loan here?
This research did not establish that. Its general product page advertises personal loans starting at $1,000. [O09]
Are these licensed payday stores verified by Bottom Dollar?
No. They are published installment and pawn contacts; independent current licenses and payday availability are not certified.
Related decisions
Company profiles for this city
These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
- Guide and source: Ohio Revised Code 1321.39 — short-term loan scope [L01]
- Guide and source: Ohio Revised Code 1321.40 — permitted short-term charges [L02]
- Eagle Loan — Toledo branch [O07]
- Toledo Gold Exchange — contact and loan counter [O08]
- Guide and source: Eagle Loan — personal installment product [O09]
