Morse Centre Road
Sunday noon–5 PM; Saturday closed
Holiday opening and the loan counter’s closing time
Independent provider directory
Find a Columbus cash option without confusing pawn and payday
A cash-advance search can lead to very different contracts. The two Columbus contacts below offer pawn services: you pledge an item, and getting it back requires meeting the redemption terms. They are not presented as two verified payday lenders. Compare the cash you need, the item at risk and the actual opening schedule before making a trip.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
West Broad Street
Closed second and fourth Saturdays
Which Saturday you intend to visit; Sunday status
Contacts and published service information
These are third-party businesses, not Bottom Dollar offices. Read the product label and any address or hours warning before visiting.
Columbus
Pawn into Cash — Morse Centre Road
4587 Morse Centre Rd, Columbus, OH 43229
Pawn contact, not an unsecured payday lender. Published hours: Monday–Friday 11 AM–7 PM; Saturday closed; Sunday noon–5 PM. Ask what collateral is accepted and obtain the redemption amount before agreeing. [O01]
Columbus
Buy Here Sell Here — West Broad Street
1257 W Broad St, Columbus, OH 43222
Pawn alternative. Published hours: Monday–Friday 10 AM–6 PM; Saturday 10 AM–3 PM, except the second and fourth Saturdays, when closed. Sunday is not stated. The operator says it does not give loan or purchase valuations by phone or email. Call to confirm opening, not to obtain a guaranteed appraisal. [O02]
The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.
Choose your next step
I need money without pledging an item
Skip the pawn contacts if collateral does not fit your situation. Use the personal-loan or small-dollar route below, then check the actual provider and product before sharing documents. A directory result is not an approval.
I can pledge an item but need it back
Ask for the net cash offered, total redemption amount, deadline, extension charges and what happens if you miss that deadline. The item’s replacement cost can matter more than its offered loan value.
Two locations, two different weekend patterns
| Contact | Useful published detail | What to confirm |
|---|---|---|
| Morse Centre Road | Sunday noon–5 PM; Saturday closed | Holiday opening and the loan counter’s closing time |
| West Broad Street | Closed second and fourth Saturdays | Which Saturday you intend to visit; Sunday status |
Both contacts publish Columbus addresses. That is not an independent check of municipal boundaries, active licenses or service availability. Their hours are source observations, not a live open-now feed. [O01] [O02]
Do not borrow the advertised maximum to solve a smaller gap
Start with the bill, cash already set aside and any payment arrangement the creditor has actually accepted. Do not subtract an assistance application that has not been approved. If a pledged item cannot cover the remaining gap, taking the pawn loan alone still leaves the bill unresolved.
A cash-gap example with a decision at the end
| Illustrative step | Amount |
|---|---|
| Bill due | $420 |
| Cash available for this bill | $170 |
| Remaining gap: $420 − $170 | $250 |
| Hypothetical pawn offer | $230 |
| Still unfunded: $250 − $230 | $20 |
The $230 offer is an assumption, not a quote from either shop. If a written redemption total were $254, the borrowing cost would be $24. You would still need $20 to settle the bill and $254 later to recover the item. Do not treat a partial cash solution as a completed payment plan.
Ohio short-term rules are a separate product check
For loans actually made under Ohio’s Short-Term Loan Law, section 1321.39 specifies a $1,000 maximum and written payment disclosures. Section 1321.40 permits up to 28% annual interest plus certain separately limited charges. That interest rate is not a universal all-in APR ceiling. These provisions should not be pasted onto a pawn contract or every installment offer. Ask which law and license govern the agreement in front of you. [L01] [L02]
Take a visit-ready checklist, not an unverified promise
Have a valid ID available and ask which proof of ownership or item documentation the shop needs. Confirm whether an appraisal requires the item in person; West Broad expressly limits phone and email valuation. Bring the amount you need and a realistic date on which you could redeem. Do not hand over account passwords or pay an unrelated “release agent.” [O02]
When not to proceed with the pawn route
A pawn may be a poor fit when you need the item for work, cannot fund redemption, or must borrow repeatedly to cover the same recurring bill. Ask the bill issuer about a split payment and check a bank or credit-union small-loan option before pledging an essential possession. Use the comparison tool below for costs; call the chosen business for a contract, not Bottom Dollar.
Questions before continuing
Are these Bottom Dollar Payday stores?
Does the posted schedule confirm that a loan is available today?
No. Opening hours do not confirm accepted collateral, staff availability, eligibility or funds.
Is the example a published price?
No. It is a worked budget example. Obtain the actual fee, redemption amount and deadline in writing.
Related decisions
Company profiles for this city
These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
