Queen City Avenue
2190 Queen City Ave; 45214
Current hours; source says temporary
Independent provider directory
Plan a Cincinnati cash visit around the redemption deadline
Queen City Avenue and Colerain Avenue are contacts for item-backed pawn services. Their location pages still show schedules labeled temporary, so this directory does not turn them into verified open-now hours. First confirm your visit; then compare how much you would receive and what it takes to recover the item. Neither contact is presented as an unsecured payday lender.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
Colerain Avenue
7764 Colerain Ave; 45239
Current hours and municipal boundary
Contacts and published service information
These are third-party businesses, not Bottom Dollar offices. Read the product label and any address or hours warning before visiting.
Cincinnati
Money Vault — Queen City Avenue
2190 Queen City Ave, Cincinnati, OH 45214
Pawn service. Current hours require a call. The location page still labels its schedule as temporary COVID-19 hours; it is not treated here as a current opening promise. Use the address block’s ZIP 45214, not the malformed six-digit ZIP in its footer. [O05]
Cincinnati area — boundary not confirmed
Money Vault — Colerain Avenue
7764 Colerain Ave, Cincinnati, OH 45239
Area pawn alternative. The published postal address says Cincinnati, but municipal inclusion has not been independently established. Its hours also carry a temporary COVID-19 label. Call to confirm the exact day and counter closing time. [O06]
The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.
Choose your next step
I am planning a new visit
I already have a pawn ticket
Use the store and contract shown on that ticket. Ask for the redemption total valid on your intended payment date, any extension terms and whether a small payment reduces principal.
I would need to extend the loan
Calculate the extension cost separately from principal repayment. An extension may buy time without buying the item back. Decide whether the later redemption amount fits your budget before paying for more time.
Which contact matches your intended visit?
| Location | Published identifying detail | Outstanding check |
|---|---|---|
| Queen City Avenue | 2190 Queen City Ave; 45214 | Current hours; source says temporary |
| Colerain Avenue | 7764 Colerain Ave; 45239 | Current hours and municipal boundary |
The shops publish pawn services. Postal city labels do not establish municipal boundaries, and website availability does not prove that a branch is operating today. The retained warning is more useful than a confident but stale schedule. [O05] [O06]
Request a dated redemption quote
Ask for the amount required to reclaim the specific item on a named date. Keep the pawn ticket and identify which fees are already paid. Do not add a charge again when the quoted redemption total already includes it. If the quote expires before you can pay, request another rather than assuming the same figure continues.
An extension is not the same as paying down debt
| Hypothetical action | Cash paid | Principal left |
|---|---|---|
| Borrow against an item | $0 | $250 |
| Pay an assumed extension charge | $25 | $250 |
| Redeem later for an assumed $275 total | $275 | $0 |
Total cash paid is $300: $25 plus $275. Against $250 originally received, the total cost is $50. Paying the first $25 did not reduce principal in this example. Actual contracts may work differently; obtain the shop’s written breakdown. Do not combine a fee-only payment with a quoted payoff as if both were principal.
Do not import the wrong Ohio rate rule
The $1,000 ceiling and payment provisions in Ohio section 1321.39 govern the statutory short-term-loan product. Section 1321.40’s 28% annual interest limit also has that scope and allows specified separate fees. Those rules do not prove the price of a pawn agreement. Ask the operator which lending category covers your contract and read the total charges before handing over collateral. [L01] [L02]
Choose collateral you can realistically be without
Consider whether you need the item for employment, daily communication or essential transport. A nominally affordable cash charge can be expensive if being without the item reduces income. Document its condition and accessories on the receipt, then keep your copy away from the item itself. These are preparation steps, not a guarantee of the shop’s valuation or storage practices.
The final decision is a full cash-flow decision
Subtract essentials and existing debts from the money reliably available on the redemption date. Leave a buffer for another necessary expense. If the result is smaller than the written redemption total, discuss an alternative with the bill issuer before pledging the item. A route button and a phone call do not submit an application or reserve any money.
Questions before continuing
Why are no current hours displayed?
Can I redeem at either Money Vault location?
Do not assume that. Use the location on your ticket and ask whether another branch may accept the payment or release the item.
Is $25 the shop’s extension fee?
No. It is an illustrative assumption used to distinguish fees from repayment; ask for the actual contract terms.
Related decisions
Company profiles for this city
These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
