Local contact & online options
This Cincinnati-area contact is in Springdale.
Published information, not a certification of licensing or walk-in service. Listed times are local.
Cincinnati
139 E Kemper Rd, Springdale, OH 45246
Published schedule:
| Day | Hours |
|---|---|
| Mon–Fri | 10:00 AM–7:00 PM |
| Saturday | 10:00 AM–3:00 PM |
| Sunday | Closed |
The operator identifies Springdale. This is a Cincinnati-area contact, not an independently verified Cincinnati city location. The static page’s payday advertising is not proof of current product terms. [R28]
Sources checked: September 23, 2026. A current license and Google business profile were not independently verified.
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Cash Plus on East Kemper: choose the service before the trip
Establish whether you need check cashing, another money service or a currently available loan product.
Ask about accepted checks, identification and the actual fee.
Request current product and creditor information separately.
Verify recipient instructions and keep the receipt.
Ask about accepted checks, identification and the actual fee.
Request current product and creditor information separately.
Verify recipient instructions and keep the receipt.
The source identifies East Kemper Road in Springdale and advertises check cashing and other money services alongside payday language. The static advertisement does not establish a currently available loan’s terms. This contact is not counted as an independently verified Cincinnati-city branch. [R28]
For check cashing, ask which check types are accepted, what identification is required and what the fee would be. For borrowing, ask who the creditor is and which product is currently offered. Those enquiries should not share an assumed price or an assumed eligibility test.
| Situation | Useful next step |
|---|---|
| Have an existing check | Ask about accepted checks, identification and the actual fee. |
| Need to borrow | Request current product and creditor information separately. |
| Making an account payment | Verify recipient instructions and keep the receipt. |
Before sending documents, establish who receives them and why they are needed. Keep copies through a secure channel; do not send banking passwords or sign-in codes. Preparing documents does not commit you to accepting an offer.
Use hypothetical check-cashing numbers to distinguish access to existing funds from taking on a new repayment obligation.
Illustrative arithmetic, not this provider’s offer.
| Scenario item | Amount or result |
|---|---|
| Face value of an existing check | $650.00 |
| Assumed check-cashing fee | $13.00 |
| Proceeds after that fee | $637.00 |
| Bill to pay | $600.00 |
| Money left after the bill | $37.00 |
The $13 is not a Cash Plus price. Ask for the actual check-cashing fee before proceeding. If instead you accept a loan, compare its separate repayment obligation; do not use a check-cashing calculation as a loan-cost quote.
A charge for a money service and the cost of a credit agreement answer different questions. Request a receipt identifying the service actually performed. If several services are used in one visit, ask for their individual prices instead of treating the total as one loan fee.
Do not assume a money-order purchase makes a payment reach a creditor on the same date. Obtain the recipient’s accepted method, account reference and posting expectation separately. This is preparation for a transaction, not confirmation of any provider’s processing time.
An example amount is not this location’s price. Decide from the identified creditor’s actual offer, not an advertised maximum or a directory estimate.
| Item to establish | Specific check |
|---|---|
| Creditor and product | Legal company, branch and contract type, not only a trading name. |
| APR, charges and term | Obtain figures from your offer; this profile does not set them. |
| Permissions | Separate income verification, credit review and payment authorization. |
| Payment and receipt | Accepted method, any channel fee and posting date. |
Use the linked state resource to identify the framework and verification route relevant to the product. No individual license verification is claimed for this business. [J04]
The operator page lists weekday and Saturday hours, with Sunday closed. Confirm holiday changes and whether the exact service can be completed near closing. A listed schedule is not a promise of loan approval or available cash.
For an existing credit agreement, use the creditor’s verified payment instructions, not a general money-service listing. The directory does not cash checks, sell money orders, make transfers or receive repayments. Keep any transaction receipt until the intended recipient confirms credit. [R28]
The operator identifies Springdale; the profile uses that location rather than assuming city limits.
No. It is an illustrative assumption, not a published Cash Plus fee.
No. Obtain the current product disclosure from the identified creditor.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
