Fidelity National Loans — West Church Road: contact and location details
Southaven
Fidelity National Loans — West Church Road
1172 W Church Rd, Southaven, MS 38671
The operator's contact page identifies this Southaven office and lists Amber Foust as its contact person. The DBCF list dated February 9, 2026 also lists Fidelity National Loans, Inc. at 1172 W Church Road. No professional credential is inferred from a contact name. [B20][M02]
Day
Secondary published schedule
Monday–Friday
8:30 AM–5:30 PM
Saturday–Sunday
Not confirmed in the reviewed source
Use the Southaven number, not another Fidelity office's phone or hours. Reconfirm the schedule directly. [B21]
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Fidelity on West Church Road: use the Southaven account contact
A new loan, an extra payment and a full payoff require different information. Keep the branch identity and the account-specific numbers together.
Pay this month's amount
Current due amount and accepted payment route
Reduce principal early
Allocation rules and effect on the schedule
Close the account
Payoff valid through a specified date
Choose the next step
You are applying for the first time
Ask which product and documents fit your request, and who would be the creditor. Published branch details do not prequalify you.
You want to finish paying an existing loan
Request a written payoff valid through a stated date. A sum of future installments is not automatically the same amount.
You have a general company contact
Ask for the Southaven office or confirm the branch on your agreement. Do not substitute a headquarters phone or another branch’s opening hours.
Start with the Southaven branch, not a similar name
The operator gives 1172 W Church Rd and (662) 393-9999 for Southaven. It also publishes a local contact person, Amber Foust. Use that as routing information, not proof of a license or professional qualification. [B20]
The dated DBCF small-loan list corroborates Fidelity National Loans, Inc. at the address. It is not a current offer or a statement of your account. [M02] Before sending records, confirm the branch and whether your question is application, ordinary payment, payoff or another service.
Ask for the figure that matches your intention
There is a practical difference between an extra payment and a payment intended to close the account. Ask how the money will be applied and request confirmation afterward.
Intention
Document or answer needed
Pay this month's amount
Current due amount and accepted payment route
Reduce principal early
Allocation rules and effect on the schedule
Close the account
Payoff valid through a specified date
Borrow again after payoff
Separate offer and new eligibility review
Do not assume that paying ahead eliminates a future due date, releases collateral or creates a new loan entitlement. Those results depend on the agreement and lender confirmation.
Compare a payoff with future scheduled payments carefully
Illustration only—not a Fidelity quote. Suppose six payments of $115 remain, and a assumed dated payoff is $640, with no additional charge under the example assumptions.
Comparison
Amount
Six future $115 payments
$690
Hypothetical dated payoff
$640
Difference in future cash outflow
$50
Available savings before payoff
$700
Savings left after payoff
$60
The $50 difference is not a promised rebate, legal payoff formula or APR. Using $640 now also leaves only $60 of those savings. Check that essential bills remain covered and that the real payoff has not expired before deciding.
Get every fee and optional item into the offer
For a new installment proposal, review the actual disclosure. The CFPB explains that fees and some optional products can affect total cost. Ask whether each amount is included in installments, withheld from proceeds or separately payable. [F02]
Compare offers on usable funds and the same purpose. A larger nominal amount is not necessarily more helpful if it includes an old payoff or items you do not need. Record the due dates, number of payments, final payment and any security before accepting the arrangement.
Protect the buffer after making a large payment
Paying off a loan may reduce future obligations, but draining available money can create another immediate borrowing need. Before paying, list expenses due before your next reliable income. Distinguish money reserved for those expenses from genuinely available savings.
Ask the office for alternatives to full payoff when needed, such as how extra payments are handled. Do not assume that an arrangement exists until confirmed. The useful decision compares the benefit of lower future payments with the cash you still need now.
Verify changes to the payment channel independently
Use the contact in your contract or the operator's current branch page to check any unexpected new payment instruction. A text containing your name or a familiar brand does not establish authority to collect money. The FTC warns about unexpected loan-related messages. [F04]
Retain the receipt, posting confirmation and any closure document. If the payment has not appeared, ask the verified account contact to investigate before sending it again. This profile has no account access and cannot mark a debt paid or change the lender's records.
Questions before continuing
Is Amber Foust identified as a licensed adviser?
No. The operator publishes the name as a branch contact. This profile does not infer licensing or an adviser qualification. [B20]
Are the $640 payoff and $50 difference actual Fidelity terms?
No. They are hypothetical numbers. Obtain your own dated account-specific payoff.
Can I use hours from the Holly Springs office?
Not for Southaven. Each office needs its own schedule; the Southaven secondary weekday hours require direct confirmation. [B20][B21]
Related decisions
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
