Independent provider directory

Use the full Sacramento address before sharing documents

A familiar business name is not enough to identify the right counter. Match the current branch page, full Sacramento street address, suite and phone before sending documents or following a saved map result.

Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.

Address

4110 Norwood Ave

6640 Valley Hi Dr

Suite

400

A2

ZIP

95838

95823

Sacramento contacts: exact street and suite

Provider-published details read September 22, 2026. Current opening, license and Google profile status remain unverified. These are not Bottom Dollar offices.

Sacramento

ACE Cash Express — Norwood

4110 Norwood Ave, Suite 400, Sacramento, CA 95838

Network location describing payday and check-cashing services. The extracted branch page does not provide a weekly hours schedule. Call before traveling; missing hours do not mean open or closed. [CA16]

(916) 567-1143

Sacramento

ACE Cash Express — Valley Hi

6640 Valley Hi Dr, Suite A2, Sacramento, CA 95823

Network location describing payday and check-cashing services. The extracted branch page does not provide a weekly hours schedule. Call before traveling; missing hours do not mean open or closed. [CA17]

(916) 688-1002

The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.

Choose the detail you need to verify

You saved an older address

Open the provider’s current branch page and compare the street number, suite and telephone. Do not assume a familiar brand means an old listing still describes the same counter.

A message asks you to upload identification

Start from the verified provider website or published branch contact. Confirm who receives the documents and what the application is for; a map result does not authenticate a message.

The expense is larger than the cash offered

Write down the unpaid remainder before signing. A partial amount only helps if the recipient accepts it and the repayment remains workable.

Norwood Avenue and Valley Hi: retain the suite number

ACE’s source pages identify 4110 Norwood Ave, Suite 400 and 6640 Valley Hi Dr, Suite A2. The listed telephone numbers are distinct. The directory uses those branch details rather than inferring a location from a generic neighborhood paragraph. [CA16] [CA17]

Branch detail Norwood Valley Hi
Address 4110 Norwood Ave 6640 Valley Hi Dr
Suite 400 A2
ZIP 95838 95823
Direct telephone (916) 567-1143 (916) 688-1002
Weekly hours in consulted source Not returned Not returned

Call for today’s schedule. These are same-network contacts, not a complete Sacramento inventory or an independent-lender comparison.

Check the agreement’s product and cash amount

California’s payday consumer guidance limits the check face value to $300 and the fee to 15% of that check, with a maximum 31-day term. A $300 check with a $45 fee produces $255 cash. A larger advertised installment or vehicle-secured product is not the same transaction. [CA02]

Ask for the agreement name, net proceeds, exact fee and due date. If a charge is described differently by an employee and the document, resolve that difference before signing rather than relying on the lower verbal figure.

Test a partial payment against the bill, not the headline limit

Consider an invented $360 expense with $70 already set aside. The gap is $290; the maximum-fee $255 cash illustration leaves $35 unpaid.

Possible recipient response What it changes What to confirm
Accepts $325 now Uses $70 plus $255 Written date and terms for the remaining $35
Requires all $360 The cash does not resolve the deadline Another confirmed resource or a new agreement
Offers a different payment plan May change the need to borrow Total cost and each due date

These are decision scenarios, not a promise that a utility, landlord or other recipient accepts partial payments. Do not count unapproved assistance as money already received.

Confirm document requirements through the right channel

The branch disclosures describe recurring-income evidence and California checking-account requirements. Ask what documents the specific desk needs and how they should be submitted. A sign offering check cashing without an account does not remove a loan’s account requirement. [CA16] [CA17]

Do not pay an unsolicited caller to release a supposedly approved loan. Use the published telephone or a portal reached from the provider’s own site; save the application reference without posting personal information in public reviews.

Separate the provider’s record from a Google map result

The map button searches the name and address shown here and opens an external service only on request. It is not a live review of the business’s Google profile, current license or opening status. If the map and provider page disagree, pause and call the provider rather than choosing whichever result looks more convenient.

Plan the repayment and the no-offer outcome together

Reserve the contractual repayment from the income available on its actual due date, after essential expenses and existing obligations. If an offer is unavailable, ask whether the reason is a missing item or a decision that will not change with another upload. Use a bill arrangement, a lower-cost option or repayment support as appropriate; a new application is not a tracking tool for the old one.

Questions before continuing

Is Norwood’s suite optional for directions?

Keep Suite 400 with the current published address. The extra detail helps identify the actual counter and avoids treating all businesses at an address as one store.

Why are no weekly opening hours shown?

The consulted branch pages did not return them. They are marked unknown rather than copied from another office; a telephone confirmation is needed before travel.

Are Carmichael or unincorporated Sacramento-area addresses included?

No. This two-contact selection is limited to the displayed Sacramento addresses. Postal area coverage is not used as proof of a municipal boundary or a reason to add nearby places.

Related decisions

Company profiles for this city

These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.

Sources and scope

Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.

  1. Guide and source: California Attorney General: Payday loans [CA02]
  2. ACE Cash Express — Norwood — published branch page [CA16]
  3. ACE Cash Express — Valley Hi — published branch page [CA17]