Local contact & online options
Before linking a bank account, establish who receives the information and how the proposed payment works.
Contact the listed business directly; it is not a Bottom Dollar office.
Sacramento
1421 65th St #109, Sacramento, CA 95819
Published service: Online/phone loan inquiry listing
Published schedule: Mon–Fri 8am–9pm; Sat/Sun 10am–7pm [B04]
The source publishes Suite 109 and (279) 529-0983. Its service schedule is not independently confirmed as walk-in hours. Physical directions are withheld pending confirmation.
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Review the 65th Street inquiry before linking an account
The published 65th Street listing is a contact to investigate, not proof of a licensed counter or an approved offer.
$290.00
$40.00
$250.00
Ask about the exact account type, ownership requirements and transfer method before giving access.
Compare the amount delivered after deductions with the amount you will repay. A headline maximum is not your net proceeds.
Read the payment authorization separately from any permission to view account data. Ask how a different payment method is handled.
The website lists 1421 65th Street, Suite 109, Sacramento 95819. It publishes a dedicated phone and a weekday/weekend service schedule. Those are website statements, not an independent inspection of the premises. [B04]
Start by asking whether the office handles inquiries itself or routes them elsewhere. Record the legal recipient and where the agreement will come from. Do not treat the site’s general service list as proof that every product is available from this address.
Ask whether the proposed transfer requires checking, accepts your account provider and requires the account to be in your name. Receiving money, viewing transactions and collecting repayment are different actions. Confirm which permission is being requested at each stage.
A debit-card number does not answer every account-compatibility question. Do not assume that a prepaid card or app balance supports the same transfer route. If the account is unsuitable, obtain an alternative method before signing, not after funds are sent.
In this hypothetical budget, a $290 expense is partly covered by $40 of available cash. Usable proceeds of $255 would cover the remaining $250, leaving $5 of the borrowed money unused. This is arithmetic, not a quote from the listed business.
| Item | Amount |
|---|---|
| Expense | $290.00 |
| Available cash | $40.00 |
| Actual gap | $250.00 |
| Illustrative usable proceeds | $255.00 |
| Borrowed cash beyond the gap | $5.00 |
Do not confuse that $5 with savings: the complete obligation still has to be repaid. Compare the agreement’s total cost and ask whether a smaller amount is available.
List any automatic payments expected from the receiving account before and on the repayment date. A transfer may arrive successfully while the repayment still leaves essential bills unfunded.
Ask how to identify the collector on your statement, where to request help and whether paying another way changes a scheduled debit. Keep written confirmation rather than assuming an in-person or card payment automatically stops every electronic instruction. This directory cannot modify those permissions.
For a California deferred-deposit payday transaction, the DFPI describes a maximum $300 check, a fee no greater than 15% of that check and a term no longer than 31 days. At the maximum fee, $45 is retained and $255 reaches the borrower. The $300 check is not $300 of spending money. These limits do not prove that this business holds a current license. [L01]
| Item to identify | Why it matters |
|---|---|
| Actual creditor and license | Match the agreement, not just the trading name |
| Cash received and check amount | Distinguish proceeds from repayment |
| Exact due date and payment method | Decide whether the obligation fits the next income cycle |
Ask for the branch’s own written disclosure. Do not treat a wider website amount range as a California payday offer.
A useful outcome is a named creditor, a supported receiving account, written cost information and a payment schedule you can meet. If one element remains uncertain, resolve it before supplying more sensitive information.
Keep the application confirmation and the actual creditor’s contact. A pending inquiry is not a funded loan, and the directory cannot inspect bank activity or tell you that a transfer has cleared. For a physical visit, obtain a confirmed appointment first.
No assumption is made here. Ask the recipient about your exact provider and account type before authorizing access.
No. They are the service hours shown on the source page; staffed walk-in availability has not been independently established. [B04]
No. An account connection supplies information or supports a transaction; it does not replace a creditor’s approval and written offer.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
