Local contact & online options
Houston Finance identifies its Yale Street office as a personal installment-loan contact.
These are third-party businesses, not Bottom Dollar offices. Read the product label and any address or hours warning before visiting.
Houston
1332 Yale St, Houston, TX 77008
Personal installment-loan office. The official page identifies this address and phone, but a complete weekly schedule was not obtained. Call before visiting; a named current branch manager and individual loan pricing were not verified. [T03]
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Call to confirm current hours and service availability before visiting this address.
Call to confirm hoursAsk Houston Finance for a payment that fits your low-income month
Before sending a request, establish the net cash needed, the payment dates and what remains in a lower-income month. The phone below belongs to Houston Finance; this listing does not submit an application, quote a rate or verify a lending decision.
1332 Yale St, Houston, TX 77008
Confirm the entrance and appointment
(713) 228-2626
Use for initial process questions
Not obtained from the official material read
Ask about the exact day
Call (713) 228-2626 to confirm the day, closing time and whether an appointment is needed. The official material read did not provide a full weekly schedule, so no guessed opening hours are shown. [T03]
Ask for a payment calendar and test it against a weaker month, not only your average income. The worksheet below shows why an average can make a payment look easier than it is.
Tell the lender the date and time the bill must be paid. Ask what still must happen before funds are released and how you would receive them. Completing a form does not mean a bank has posted the deposit.
| Item | Published or confirmed in this research | Your next check |
|---|---|---|
| Office | 1332 Yale St, Houston, TX 77008 | Confirm the entrance and appointment |
| Phone | (713) 228-2626 | Use for initial process questions |
| Weekly hours | Not obtained from the official material read | Ask about the exact day |
| Current manager | Not verified by name | Request the current loan team |
This is the operator’s published contact, not a Bottom Dollar location. The website’s claims about licensing or speed are not converted into an independently verified license or funding promise. [T03]
Houston Finance presents personal and installment borrowing. Ask whether the quote is secured, how long it runs and which documents it needs from you. Do not assume the full balance is due at the next paycheck or that another Houston lender’s criteria apply. The written agreement must resolve the term, cost and creditor identity. [T03]
| Illustrative month | Take-home income |
|---|---|
| Lower month | $1,180 |
| Middle month | $1,460 |
| Higher month | $1,720 |
In the lower month, subtract $880 of essentials, $95 of existing obligations and a $50 reserve. That leaves $155. A hypothetical new payment of $135 leaves $20. Test whether that margin is enough for your actual household; neither the income pattern nor the payment comes from a Houston Finance offer. If a necessary cost rises by $30, the same month would be $10 short.
Request net proceeds, every scheduled payment and the total of payments. Separately ask whether the funds arrive by cash, check or transfer, what cutoff applies, and when the receiving institution may make them usable. A favorable payment schedule cannot solve a bill that falls due before the money is accessible. Keep any transfer or payment fees in the comparison without counting them twice.
OCCC’s regulated-lender page explains Chapter 342 consumer lending and directs readers to the license search. Use the contracting company, not just a similar trading name, when checking the record. This page has not matched a current branch license or a personal APR. Ask for the APR and dollar charges in writing; a generic licensing threshold is not the price of the offer. [L06]
A first call can establish whether your income evidence is suitable, when to visit, what documents to bring and when the first payment would fall. Keep account passwords out of email or ordinary messages. For an existing loan, ask the creditor for a current payoff or hardship response rather than using an application to infer a balance. When the quote arrives, return to the comparison tool and test the actual numbers. [T03]
No. A complete weekly timetable was not obtained; call the official number before making that trip. [T03]
No. Include essentials, existing obligations, income variation and a buffer in your own cash-flow check.
No. Obtain the rate and full charges from the actual written offer; this listing does not supply one.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
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