Local contact & online options
A lower monthly payment can come from a longer term rather than a cheaper loan.
Contact the listed business directly; it is not a Bottom Dollar office.
Knoxville
5539 Clinton Hwy, Knoxville, TN 37912
Published service: Personal, auto and other installment financing
Published schedule: Mon–Fri 8am–5:30pm; weekend hours not specified [B26]
The operator’s Knoxville page publishes (865) 219-6656 and Monday–Friday 8:00 AM–5:30 PM for Clinton Highway. The assigned address is 5539 Clinton Highway; confirm the exact entrance. Weekend hours were not established.
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Compare the whole repayment plan at Superior Financial
Use the Clinton Highway contact to compare the same cash received, all scheduled payments and any asset pledged as collateral.
What remains after deductions or payments to other parties?
Is an asset pledged, and what rights does the contract create?
How many payments, when, and is the final payment different?
Ask whether the proposed agreement is secured, what cash reaches you and the full payment schedule.
Identify the asset, any down payment, title or lien terms and costs beyond the loan payment.
Compare equal net proceeds and every payment through payoff, not just the first monthly amount.
Superior Financial’s Knoxville page publishes the local telephone and weekday hours. It describes personal, auto, recreational and home-improvement financing. These published service categories do not establish which product, rate or security requirement will be offered to you. [B26]
The profile retains the assigned 5539 Clinton Highway address; confirm the precise office entrance and whether you need an appointment. The general corporate contact shown elsewhere on the website is not substituted for the local telephone. Weekend availability remains unconfirmed.
Ask for the exact product and any security arrangement before comparing costs. A personal-loan label does not by itself prove the agreement is unsecured, and an auto-loan discussion may involve title and insurance requirements. The operator’s range of services should not be collapsed into a generic payday offer. [B26]
| Proposal detail | Question to resolve |
|---|---|
| Cash received | What remains after deductions or payments to other parties? |
| Security | Is an asset pledged, and what rights does the contract create? |
| Payment schedule | How many payments, when, and is the final payment different? |
| Additional costs | Which charges are financed, paid upfront or paid separately? |
Obtain the written disclosure for the actual proposal. Do not infer your APR, approval odds or reporting outcome from a general product description.
Both constructed options below assume $2,000 of net cash, no upfront costs and the displayed payments as all scheduled repayments. They do not represent Superior Financial offers, and no APR is inferred.
Scroll horizontally to see all columns.
| Hypothetical option | Payment | Count | Total |
|---|---|---|---|
| A: shorter term | $195.00 | 12 | $2,340.00 |
| B: longer term | $145.00 | 18 | $2,610.00 |
Option B reduces the monthly payment by $50 but increases total scheduled payments by $270. It also keeps the obligation in the budget for six additional months. Compare any collateral separately; equal cash and a lower payment do not make the risk identical.
List fixed bills, irregular expenses and payments already committed in the proposed repayment period. A schedule that fits a typical month may fail when insurance, repairs or seasonal costs fall due together. Use reliable income rather than the highest recent paycheck.
For asset financing, include the costs needed to keep that asset usable. A vehicle payment that fits before insurance or maintenance may not fit afterward. Ask whether the quoted monthly payment includes all items the provider requires you to finance.
Tennessee DFI describes a flex loan as an open-end credit plan, not a closed-end installment loan. A reusable limit, the amount currently drawn and the payment due are therefore different figures. A fixed-payment personal loan and an asset-backed pawn transaction require their own terms; the flex classification does not set their prices. [L05]
| Product presented | Decisive document |
|---|---|
| Open-end flex line | Statement, daily charges and payoff quote |
| Closed-end installment loan | Payment schedule and total of payments |
| Pawn/asset transaction | Redemption amount, deadline and collateral description |
Ask the business to identify its actual product and license category. Do not infer either from the words cash, finance or loan in its name.
Request the procedure for a dated payoff and ask whether paying early changes charges or involves a contractual fee. Do not estimate payoff simply by adding remaining installments: the agreement and dated account balance determine the amount.
If you refinance an existing account, separate the old payoff from new cash and identify any new fees. Keep the original and replacement schedules for comparison. This directory cannot approve a proposal, refinance an account or certify the release of an asset lien.
No. (865) 219-6656 is published in the operator’s Knoxville branch contact section. [B26]
Not necessarily. Compare equal cash received, all charges, the number of payments and collateral. The illustrated longer term costs more overall.
No such conclusion is made. Ask about security requirements in the particular agreement offered to you.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
