Independent provider directory

Match the Gulfport product to a repayment you can finish

The Gulfport contacts below describe payday and installment services, but a smaller first payment is not automatically a less expensive loan. Confirm the actual agreement, the net money received and every payment needed to finish it. Start with the exact address and published phone.

Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.

Summit, 12100 Hwy 49 N, Ste 908

(228) 831-8000

No full weekly schedule supplied [MS22]

LendNation, 1419 Pass Rd, Ste B

(228) 868-8938

Mon–Fri 9 a.m.–6 p.m.; Sat 9 a.m.–1 p.m.; Sun closed [MS23]

Highway 49 North and Pass Road

One operator supplies a full weekly schedule; the other contact needs an hours check. Neither entry is a personalized offer or a license certification.

Gulfport

LendNation — Pass Road

1419 Pass Rd, Ste B, Gulfport, MS 39501

Published schedule: Monday–Friday 9 a.m.–6 p.m.; Saturday 9 a.m.–1 p.m.; Sunday closed. Confirm today’s service and the document cutoff directly. The listed products still require provider review. [MS23]

(228) 868-8938

The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.

Which comparison do you need?

I need a Saturday contact window

LendNation’s Pass Road page publishes Saturday 9 a.m.–1 p.m. Summit’s reviewed page did not give complete hours. Do not treat that missing information as a closed-store finding. [MS22] [MS23]

One offer has a smaller payment

Write the number of payments, their dates, any final balance and total cost. A $95 installment cannot be compared directly with a $360 one-time payoff.

I only need a short cash gap

Ask whether the offered product has a defined full-payoff date and what happens if your income arrives later. Do not switch to collateral-backed borrowing simply because another product appears on the menu. [MS23]

Compare the evidence for each contact

Business and address Phone Published schedule
Summit, 12100 Hwy 49 N, Ste 908 (228) 831-8000 No full weekly schedule supplied [MS22]
LendNation, 1419 Pass Rd, Ste B (228) 868-8938 Mon–Fri 9 a.m.–6 p.m.; Sat 9 a.m.–1 p.m.; Sun closed [MS23]

Use the suite when requesting directions. These are Gulfport addresses, not a combined Gulfport–Biloxi market count. A nearby listing shown by a provider is not automatically another in-city contact. The page does not estimate travel time or rank stores by proximity.

Make the product distinction visible before comparing price

Summit explicitly lists check cashing, payday and installment services; LendNation also displays multiple loan categories. [MS22] [MS23] Ask the representative which contract is actually under consideration.

Mississippi DBCF maintains distinct licensing categories, including check cashers and credit availability. [MS01] The legal and payment rules are not interchangeable just because a single storefront offers several services. Record the creditor’s legal name and agreement type together with its quoted amounts.

Compare equal cash received and the full payment schedule

Purely illustrative offers Offer A Offer B
Net cash today $300.00 $300.00
Scheduled repayment One payment of $360.00 Four payments of $95.00
Total of scheduled payments $360.00 $380.00
Cost above money received $60.00 $80.00

This is not either operator’s price. Offer B has a smaller payment but costs $20 more on these assumptions and lasts longer. Confirm whether each scheduled payment fits the income period in which it is due. A lower payment alone neither proves affordability nor identifies the better choice.

Use the check-casher pamphlet only for its stated product

DBCF’s consumer pamphlet explains an example with $410 cash, a $90 fee and a $500 check. [MS02] That example is useful for recognizing that the repayment can exceed the cash handed over.

It is not an installment schedule or a current quote for this visit. The source is a dated pamphlet reviewed as a reference, not a claim that every Mississippi product has identical fees or duration. Ask for current disclosures when moving from a payday quote to another kind of agreement.

Test a missed-income scenario before accepting

Suppose the next period leaves $110 after essential expenses and existing commitments. A $95 payment leaves $15; if reliable income is $40 lower, the same period is short by $25. These are illustrative budget figures, not an underwriting threshold.

Repeat the check for each period, including the final one. An expected reimbursement or extra shift should not be treated as cash already available. Ask what the agreement requires when the payment cannot be made as scheduled, rather than assuming a free extension.

Leave the conversation with a specific written next step

Ask for the disclosure, required document or dated payoff you still need. If the provider cannot identify the product or explain the full repayment, pause rather than relying on a headline amount. Bottom Dollar does not submit a loan request through these cards.

If repayment fails the budget, ask the original bill issuer about an arrangement. The CFPB discusses creditor negotiation as one possible alternative. [HM03] Existing-loan assistance belongs with the creditor already holding that agreement, not an automatic new-loan request.

Questions before continuing

Does missing Summit hours mean it is closed?

No. The reviewed operator page lacked a full weekly schedule. Contact the published local number for the relevant day.

Is the $95 payment a Summit or LendNation offer?

No. Both offers in the comparison are invented examples with equal cash received, used to separate payment size from total cost.

Can a payday fee example be used for an installment agreement?

Not automatically. Identify the product and use its current written terms instead of importing a different product’s rules.

Related decisions

Company profiles for this city

These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.

Sources and scope

Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.

  1. Guide and source: CFPB — Choices before taking a payday loan [HM03]
  2. Guide and source: Mississippi DBCF — consumer-finance licensing [MS01]
  3. Guide and source: Mississippi DBCF — check-cashers consumer pamphlet [MS02]
  4. Guide and source: Summit Financial Services — Gulfport [MS22]
  5. LendNation — Pass Road, Gulfport [MS23]