Heights Finance — Eagle Creek Drive: contact and location details
Confirm the service and opening hours before travelling. This profile is not a credit offer.
Lexington, KY
Heights Finance — Eagle Creek Drive
161 N Eagle Creek Dr, Suite 110, Lexington, KY 40509
The operator identifies branch 5026 at this address and says it is cash-free. Its contact section names manager Mackenzie Whittamore; confirm who is handling your appointment rather than assuming that person will be present. [B10]
Day
Published hours
Monday–Friday
8:30 a.m.–5:30 p.m.
Saturday–Sunday
Not published in the checked contact section
The published product is personal installment lending. This is not a verified payday-loan offer or an independent check of licensing. [B10]
Listed address161 N Eagle Creek Dr, Suite 110, Lexington, KY 40509View on Google Maps ↗
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Prepare a payment at Lexington’s cash-free Heights branch
This branch says it is cash-free. Confirm an accepted payment channel first, then check the date, amount and account allocation rather than assuming a visit with cash will settle the payment.
Payment method
Accepted channel for your specific account
Payment amount
Amount due and any separately disclosed charge
Processing date
Receipt date versus account posting date
Choose the reason for your enquiry
I want to make an existing payment
Ask which payment methods are accepted, whether a separate provider charge applies and how to obtain a receipt linked to your account. Use the operator’s official Payments link. [B10]
I am comparing a new installment offer
Compare net funds, payment count and total repayment. A monthly payment is useful only alongside the number of months and any remaining final payment.
I need to discuss hardship
Contact the branch before assuming a partial payment changes the agreed schedule. Ask for the proposed arrangement in writing and record its effective date.
Identify branch 5026 when you contact Heights
Use the Eagle Creek address and branch ID to avoid confusing this location with another office. The local phone and cash-free notice are published by Heights. Weekend hours were not shown in the checked contact section, so they are not inferred from another branch. [B10]
A published manager name helps identify the branch record but does not guarantee availability or establish a personal recommendation.
Choose a payment method before bringing money
A cash-free notice concerns how the office operates; it does not mean your debt has changed or that every non-cash method is accepted. [B10]
Before paying
Confirmation to obtain
Payment method
Accepted channel for your specific account
Payment amount
Amount due and any separately disclosed charge
Processing date
Receipt date versus account posting date
Account allocation
Principal, interest, fees and any amount still due
Do not pay through a link sent by an unverified caller just because it uses the Heights name.
Read the remaining schedule before judging the monthly payment
Hypothetical example: ten payments of $145 total $1,450. Fourteen payments of $112 total $1,568. The second monthly payment is $33 lower but the total is $118 higher. This comparison assumes equal usable funds, all scheduled payments and no additional charges.
Equal-funding illustration
Shorter / longer schedule
Number of payments
10 / 14
Payment size
$145 / $112
Total scheduled payments
$1,450 / $1,568
These are not Heights quotes. Use the written offer to make the same calculation for your circumstances.
Do not mistake a receipt for an updated payoff amount
A receipt records a transaction; the current payoff amount may require a separate dated calculation from the creditor. Ask whether the payment has posted and how it was applied before deciding the account is settled.
Keep the confirmation number, amount, date and channel. If the receipt and statement differ, request a reconciliation instead of repeatedly submitting the same payment.
Separate optional costs from necessary borrowing
If an offer includes additional products, ask which are optional, whether they are financed and how they affect the amount borrowed and total payments. CFPB guidance describes fees that can accompany installment loans, but only your agreement establishes the specific charges. [F01]
An added product should not be included invisibly in the “cash received” figure when you do not receive that amount as usable money.
Leave with a clear next action
For a payment, the next action is an authorized payment method and an account-specific amount. For a new offer, it is a complete disclosure to compare. For hardship, it is a documented answer about the arrangement requested.
These are separate conversations. This page routes you to the published branch information; it neither submits an application nor accesses your Heights account.
Questions before continuing
Can I take cash to pay at Eagle Creek?
The branch publishes a cash-free notice. Confirm an accepted method before going. [B10]
Is a smaller monthly payment always cheaper?
No. Compare the number and total of payments; the hypothetical longer schedule costs $118 more.
Does the listed manager name prove someone reviewed this page?
No. It is an attributed contact-page detail, not authorship, endorsement or independent review. [B10]
Related decisions
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
