Local contact & online options

Lexington — Versailles Road Cash Advance

An enquiry about $400 does not establish a $400 offer.

Cash Advance Centers of KY — Versailles Road: contact and location details

Confirm the service and opening hours before travelling. This profile is not a credit offer.

Lexington, KY

Cash Advance Centers of KY — Versailles Road

1328 Versailles Rd, Lexington, KY 40504

The Versailles Road contact and schedule are published by a directory. Current legal operation at this address was not independently established. The similarly named brand website describes an independent web role and is not used as proof of a licensed counter. [B09] [B06]

Day Published hours
Monday–Friday 9:30 a.m.–6 p.m.
Saturday 10 a.m.–3 p.m.
Sunday Closed in the directory

Do not send account documents or travel until the actual operator and available service are confirmed.

(859) 243-0603

Map: 1328 Versailles Rd, Lexington

Listed address1328 Versailles Rd, Lexington, KY 40504View on Google Maps ↗

This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.

A requested amount is not the same as usable funding

First verify who operates the Versailles Road listing; then calculate whether the actual proceeds would cover the expense without creating another immediate gap.

Regular wages

Which recent pay periods should be shown?

Variable income

What look-back period and records are accepted?

Different address on identification

What current address evidence is needed?

Choose the reason for your enquiry

I have not contacted the business

Ask which legal company currently handles this address and whether it provides the service you need. Do not treat the independent brand website as proof of that connection. [B09] [B06]

The offered amount is smaller than I requested

Recalculate the uncovered expense using usable funds after deductions. Do not assume a second provider will supply the difference.

I need to document irregular income

Ask which income evidence is accepted and the period it must cover. Bring accurate records; a complete document file is not a guarantee of approval.

Confirm that the listing and the application belong together

The directory identifies 1328 Versailles Road and (859) 243-0603. It does not verify the recipient of a separate online form. Before uploading documents, compare the recipient’s legal name with the name expected on the credit agreement. [B09]

The independent website may be useful for navigation, but its existence cannot fill that identity gap. Automatic directions are withheld while the local operating role remains unresolved. [B06]

Prepare evidence for the question being asked

A useful first call asks for a precise document list, not a vague promise of easy acceptance.

Situation Clarification to request
Regular wages Which recent pay periods should be shown?
Variable income What look-back period and records are accepted?
Different address on identification What current address evidence is needed?
Bank deposits include transfers How should income be distinguished from moving your own money?

These are preparation prompts. None is represented as this unverified listing’s underwriting policy.

Rebuild the plan when an offer leaves a gap

For illustration, an expense is $400, but a hypothetical offer states $350 with a $20 deduction. Usable proceeds are $330 and the uncovered expense is $70. A $350 headline is therefore not enough to pay the $400 bill.

Hypothetical funding calculation Amount
Expense $400
Stated principal $350
Deduction at funding $20
Usable proceeds $330
Amount still needed $70

The deduction is an invented example, not a fee attributed to this business. Ask for the actual disbursement and repayment figures.

Do not turn two uncertain decisions into one promised solution

If another $70 is needed, identify an actual source or renegotiate the expense. Two pending applications do not equal a fully funded plan. Check whether a smaller payment now is acceptable and what remains due later.

When evaluating a second borrowing option, add both repayment schedules to the same calendar. Looking at either payment alone can hide an unaffordable combined outflow.

Check current Kentucky terms at the transaction date

Kentucky’s 2026 deferred-deposit legislation changed the statutory framework. Treat an old directory or earlier advertised amount as background, not as a current state limit or a lender commitment. [K01]

This page makes no claim that the $350 example is an available product. A current contract must identify the creditor, charges, due dates and applicable transaction type.

Leave room for a delayed deposit

Ask whether funds would be delivered in cash, by check or electronically, and when they would be usable. Do not pay a bill against an expected deposit until the timing is confirmed.

If the identity or delivery method cannot be established, compare the other Lexington contacts. The absence of proof is not a closure finding; it is a limit on what this listing can safely tell you. [B09]

Questions before continuing

Is the listed schedule independently confirmed?

No. It is a directory schedule and should be checked with the current operator before travel. [B09]

Does asking for $400 mean receiving $400?

No. Request, approved principal and net proceeds are separate figures.

Are income-document suggestions approval rules?

No. They are questions to ask. This location’s current underwriting requirements were not established.

Related decisions

Sources and scope

Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.

  1. Cash Advance Centers of KY — independent website [B06]
  2. Cash Advance Centers of KY — Lexington directory [B09]
  3. Kentucky General Assembly — 2026 SB 219 [K01]