Atlas Credit — Store 34, Ross Avenue: contact and location details
These are third-party businesses, not Bottom Dollar offices. Read the product label and any address or hours warning before visiting.
Dallas
Atlas Credit — Store 34, Ross Avenue
3819 Ross Ave, Dallas, TX 75204
Personal installment-loan office, not a payday lender. The operator identifies Store 34 at 3819 Ross Avenue. Published Dallas hours: Monday–Friday 8:30 AM–5:30 PM; Saturday and Sunday closed. Use this store’s phone rather than the Jefferson or Buckner numbers. [T08]
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Reach the Ross Avenue Atlas office—not another Dallas branch
Use those details when requesting a personal installment loan or asking about an existing account. Atlas explicitly distinguishes its product from payday lending; this profile does not promise acceptance, an amount or a credit-score improvement.
Store
Atlas Credit Store 34
Address
3819 Ross Ave, Dallas, TX 75204
Telephone
(214) 748-7429
Prepare the right request
I found a different Ross Avenue street number
The current operator pages in English and Spanish show 3819 for Store 34. Use the published store identifier and phone to confirm your visit rather than relying on an older 3817 entry. [T08]
I am starting a personal-loan request
Ask for net proceeds, term, APR and each installment. Atlas describes personal, signature and installment products, but an advertised credit category does not replace individual underwriting. [T08]
I need help with a current loan
Contact the office or servicer named on your agreement. The Dallas page lists multiple branches; do not send documents or payments to a different office simply because its name appears nearby.
Store 34 has its own identifying details
Identifier
Ross Avenue office
Store
Atlas Credit Store 34
Address
3819 Ross Ave, Dallas, TX 75204
Telephone
(214) 748-7429
Published weekday hours
8:30 AM–5:30 PM
Published weekend hours
Saturday and Sunday closed
The operator’s shared Dallas page also mentions Jefferson Boulevard and Buckner Boulevard. Those references do not change Store 34’s address, phone or identity. No customer testimonial from another city is reproduced here as a Ross Avenue review. [T08]
An installment loan is not due in full simply because payday arrives
Atlas states that it is not a payday lender and describes a payment schedule over time. Ask which dates apply to your actual agreement and whether any security or additional product is involved. General statements about accepting poor credit are not a promise that your request will be approved. [T08]
Compare a payment schedule at the cash amount you need
Illustrative proposal
Net proceeds
Payments
Total paid
Shorter schedule
$600
6 × $120
$720
Longer schedule
$600
12 × $65
$780
The longer schedule lowers each payment by $55 but adds $60 to total repayment and six more monthly obligations. The arithmetic cash costs are $120 and $180 respectively, assuming no other charges. These are not Atlas offers or APRs. Compare the effect on your actual income dates before choosing a lower installment.
Ask what documents and checks occur at each stage
Before providing sensitive information, ask what evidence the branch needs for identity, residence and income, and whether a credit inquiry occurs at prequalification or later. Do not infer a soft-only check from “apply online” or “bad credit” language. Keep any initial estimate distinct from a signed, funded agreement.
Confirm the contracting entity and full cost
Use OCCC’s regulated-lender resources to locate the record matching the company on the contract. A business directory label and a lender’s own licensing statement are not an independent current match. Request APR, all mandatory charges, the total of payments and any optional add-on cost. This page does not supply a verified personalized rate. [L06]
Contact the current Ross Avenue team
A named current Store 34 manager was not established in the reviewed material. Ask the published phone for the person handling your new request or existing account. Tell the team the net amount and payment dates you need to assess, then compare the written figures. Avoid using review names from other branches as staff information or assurance of your own outcome. [T08]
Questions before continuing
Is the Ross Avenue address 3819 or 3817?
Atlas’s current English and Spanish Dallas pages list Store 34 at 3819 Ross Avenue. Confirm the visit using its own number. [T08]
Is this an Atlas payday-loan page?
No. The operator expressly says it is not a payday lender; this profile concerns the published personal installment contact. [T08]
Does an online request guarantee approval?
No. Approval, terms and funding depend on the actual creditor’s review and agreement.
Related decisions
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.