Local contact & online options
Cashing a check you own, taking a new loan and repaying an existing account are three different services.
Contact the listed business directly; it is not a Bottom Dollar office.
Memphis
3096 S Perkins Rd, Memphis, TN 38118
Published service: Check-advance/cash-service directory contact
Published schedule: Mon–Thu 8:30am–5:30pm; Fri 8:30am–6pm; Sat 9am–3pm; Sun closed, directory only [B24]
The address 3096 S Perkins Road, telephone (901) 797-8200 and weekly schedule come from a third-party directory. A current matching operator branch page was not established. Directions are withheld; confirm identity and service before a visit.
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Identify the service you need on South Perkins Road
Establish which one the South Perkins Road contact currently handles before providing documents or relying on a cash amount.
Check value less the quoted cashing charge
Net proceeds now and total repayment later
Dated amount due and how it reduces the existing balance
Ask whether that check type is accepted, what identification is needed and the net amount after the fee.
Request the creditor, product, amount delivered, full charges and repayment dates.
Use the verified servicing channel for your agreement. A similar trading name does not prove this location can receive it.
The reviewed directory lists Cash In A Flash Check Advance at 3096 S Perkins Road, Memphis, with (901) 797-8200. The record supplies contact information and a weekly schedule, but it is not first-party confirmation of current loan terms, licensing or walk-in availability. [B24]
Before travelling, verify that the recipient represents the exact business and address. Do not assume an unrelated Cash Flash or similarly named company elsewhere operates this contact. A brand resemblance is not a relationship established by the evidence.
A check-cashing inquiry concerns access to the value of a check you already hold. Borrowing creates a repayment obligation. A repayment enquiry concerns a contract already in force. The directory’s classifications do not show which product is currently offered. [B24]
| Your task | Amount that matters |
|---|---|
| Cash a check | Check value less the quoted cashing charge |
| Take a loan | Net proceeds now and total repayment later |
| Repay a loan | Dated amount due and how it reduces the existing balance |
Ask for a written fee and net-cash calculation before endorsing or handing over a check. For borrowing, also obtain the repayment schedule; cash received today is not the total cost.
This planning example assumes $850 of income, $520 of essential bills, $70 for necessary transport and a $50 reserve. A hypothetical $260 repayment would be $50 more than the available room. It is not an offer from this business.
| Next-income budget | Amount |
|---|---|
| Income | $850.00 |
| Essential bills | $520.00 |
| Transport | $70.00 |
| Reserve | $50.00 |
| Available for repayment | $210.00 |
| Hypothetical amount due | $260.00 |
| Amount still missing | $50.00 |
Removing the reserve makes the arithmetic look balanced but leaves no allowance for a small change in expenses. Use reliable income and real payment dates rather than the advertised maximum borrowing amount.
The directory publishes Saturday hours, but opening hours do not establish that an application reviewer, a particular cash service or a payment channel will be available throughout that period. Reconfirm the intended task before you leave. [B24]
Ask what must be completed in person and whether documentation can be reviewed in advance through a confirmed secure channel. Do not post check images, identification or account details in a public review or message to this directory.
Tennessee DFI describes a flex loan as an open-end credit plan, not a closed-end installment loan. A reusable limit, the amount currently drawn and the payment due are therefore different figures. A fixed-payment personal loan and an asset-backed pawn transaction require their own terms; the flex classification does not set their prices. [L05]
| Product presented | Decisive document |
|---|---|
| Open-end flex line | Statement, daily charges and payoff quote |
| Closed-end installment loan | Payment schedule and total of payments |
| Pawn/asset transaction | Redemption amount, deadline and collateral description |
Ask the business to identify its actual product and license category. Do not infer either from the words cash, finance or loan in its name.
For check cashing, retain a receipt stating the check value, charge and cash received. For a loan payment, obtain the account reference, amount posted, date and resulting balance. Neither receipt should be substituted for the other.
If your budget no longer supports an existing payment, contact the confirmed creditor or servicer before its due date and ask about available arrangements. This directory cannot accept a payment, change a deadline or confirm that the Perkins Road contact services your loan.
No. The schedule comes from a third-party directory and should be reconfirmed for the intended service. [B24]
No. Compare the cashing charge for an existing check separately from a loan’s repayment obligation.
Do not assume so. Follow the verified instructions for your creditor or servicer and obtain a receipt identifying the account.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
