Listed address946 Orleans Rd, Unit F-6, Charleston, SC 29407-4849View on Google Maps ↗
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Security Finance on Orleans Road: reach the right account team
New loan
Ask for the actual product and written schedule.
Balance question
Identify whether the figure is principal, installment or payoff.
Existing payment
Keep the transaction reference and ask how it was applied.
Choose your next step
First enquiry
Ask for the actual product and written schedule.
I am comparing terms
Identify whether the figure is principal, installment or payoff.
An account or contact already exists
Keep the transaction reference and ask how it was applied.
Match the office to the account you already have
The operator identifies an Orleans Road installment-loan branch. For an existing agreement, verify that the office handles that account before discussing a payment or a change. Do not assume a general new-loan contact has already located your records. [R18]
Ask one account question at a time
Keep the account reference, the last statement and any payment confirmation ready. State whether you need the next amount due, a transaction explanation or a payoff. Those are different requests and may produce different figures.
Situation
Useful next step
New loan
Ask for the actual product and written schedule.
Balance question
Identify whether the figure is principal, installment or payoff.
Existing payment
Keep the transaction reference and ask how it was applied.
Before sending documents, establish who receives them and why they are needed. Keep copies through a secure channel; do not send banking passwords or sign-in codes. Preparing documents does not commit you to accepting an offer.
Keep the amount due, account balance and payoff separate
These example figures describe different questions about one hypothetical account.
Illustrative arithmetic, not this provider’s offer.
Scenario item
Amount or result
Next scheduled installment
$145.00
Displayed principal balance
$720.00
Illustrative dated payoff quote
$735.00
Difference between payoff and principal
$15.00
Amount left if only $145 is paid against the quote
$590.00
A $145 installment is not a $735 payoff. The extra $15 must be explained by the actual quote; it is not a fee claimed for Security Finance. Obtain the calculation and payment date rather than treating a screen balance as a closing figure.
Check the effect of any new agreement on the old one
If offered a replacement or additional loan, request a separate breakdown of the old payoff, new balance and fresh cash. Ask whether the old account remains open until a specific action occurs.
A lower installment can come with a longer schedule. Compare the full outflow and the number of future dates, then check whether the fresh money actually solves the expense that prompted the enquiry.
Terms to obtain in writing
An example amount is not this location’s price. Decide from the identified creditor’s actual offer, not an advertised maximum or a directory estimate.
Item to establish
Specific check
Creditor and product
Legal company, branch and contract type, not only a trading name.
APR, charges and term
Obtain figures from your offer; this profile does not set them.
Permissions
Separate income verification, credit review and payment authorization.
Payment and receipt
Accepted method, any channel fee and posting date.
Use the linked state resource to identify the framework and verification route relevant to the product. No individual license verification is claimed for this business. [J03]
Confirm Orleans Road hours and the task before travelling
The page lists weekday hours and weekends closed. Confirm holidays and whether the account task can be completed by telephone. A visit should have a defined purpose and the correct reference.
After payoff, retain confirmation of the final account status. This directory cannot access balances, receive a payment or tell you that a creditor has cancelled a scheduled collection. [R18]
Questions before continuing
Does the account balance always equal payoff?
Do not assume it. Request a payoff valid for the intended date.
Is the $15 a Security Finance charge?
No. It is a hypothetical difference requiring explanation.
Can this profile look up my account?
No. Use the creditor’s verified account team.
Related decisions
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.