Dicker & Deal Cash Centre — Saginaw Street: contact and location details
Confirm the service and opening hours before travelling. This profile is not a credit offer.
Lansing, MI
Dicker & Deal Cash Centre — Saginaw Street
1917 W Saginaw St, Lansing, MI 48915
The operator’s store list identifies this Saginaw address and telephone. Its service description includes check cashing at the Saginaw Cash Centre. Services associated with other Dicker & Deal locations are not automatically offered here. [B02][B03]
Day
Published hours
Monday–Friday
10 a.m.–6 p.m.
Saturday
10 a.m.–3 p.m.
Sunday
Closed
This schedule comes from a secondary directory; confirm it with the Saginaw store before travelling. [B04]
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Cash a check or borrow? Start with the Saginaw service
Contact the Saginaw Cash Centre about acceptance, identification, fees and funds availability before comparing borrowing options.
Cash your existing check
You receive proceeds from that check, less a quoted fee
Borrow money
You receive funds and owe future repayment
Pawn an accepted item
A separate agreement links cash to collateral and redemption
Choose the reason for your enquiry
I have a check payable to me
Ask whether this exact type of check is accepted, what identification is required and what you would receive after the fee. Do not assume every check qualifies. [B03]
I want to borrow against an item
Confirm whether Saginaw handles that transaction or whether another store does. The name Dicker & Deal appears across several locations with different functions. [B02]
I need money without a check or item
Check cashing cannot create a new source of income. Compare a clearly identified credit product in the Lansing directory rather than calling every cash service a payday loan. [M01]
Use the Saginaw phone, not a Cedar Street number
The operator lists multiple Lansing addresses. For this profile, the relevant combination is 1917 W Saginaw and (517) 346-7676. A number for Cedar Street, furniture or another department may reach a different service. State the street and purpose when you call. [B02]
Keep any referral specific: ask for the destination address, service and contact rather than assuming a company-wide menu applies to this counter.
Separate the transaction before comparing costs
The operator mentions check cashing at Saginaw, but that does not establish a current payday-loan offer. [B03]
Transaction
What changes in your finances
Cash your existing check
You receive proceeds from that check, less a quoted fee
Borrow money
You receive funds and owe future repayment
Pawn an accepted item
A separate agreement links cash to collateral and redemption
Sell an item
You transfer ownership rather than schedule loan repayment
Confirm the actual available service before bringing an item or completing a credit form.
Calculate usable check proceeds
Here is an illustration, not this store’s fee schedule: a $640 check less a hypothetical $12 charge leaves $628. If a bill needs $610, the remaining amount is $18. A quote described only as a percentage should be converted to dollars before you decide.
Check and immediate use
Illustration
Check face value
$640
Hypothetical service charge
$12
Cash available
$628
Bill to pay
$610
Amount left
$18
Ask about acceptance before making the journey
Describe the check type, issuer and whether the payee name matches your identification. Ask what must be brought and whether any verification can delay the transaction. These are preparation questions, not a claim that Saginaw accepts every payroll, benefits or personal check. [B03]
Do not send a usable image of the check to an unsolicited contact. Use a communication method confirmed by the store.
Treat a borrowing quote as a separate agreement
If a credit option is proposed, ask who the creditor is, what you receive and what repayment is required. An inexpensive check-cashing transaction does not establish that a loan has the same price. CFPB guidance highlights the need to review installment-loan charges in the agreement. [F01]
Compare an alternative using equal usable cash and the actual due date; do not subtract a borrowing obligation from the check-cashing fee as though both were fees for the same service.
Confirm Saturday hours and your own deadline
The secondary listing gives a shorter Saturday schedule than weekdays. That is a useful planning signal, not a guarantee that every service can finish immediately before closing. [B04]
Call with your check type and deadline. When timing is uncertain, ask the biller about the payment window rather than assuming an open store guarantees usable funds by a specific hour.
Questions before continuing
Is this profile a confirmed payday-loan offer?
No. Check cashing is supported by the operator’s description; a specific payday product at Saginaw was not verified. [B03]
Are these hours from the operator?
The address and phone are operator-published; the displayed schedule is secondary and needs confirmation. [B02][B04]
Does cashing a $640 check always leave $628?
No. That is a hypothetical example. Request the actual fee and net amount for your check.
Related decisions
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
