Local contact & online options
A pawn decision starts with whether you want the item back.
Confirm the service and opening hours before travelling. This profile is not a credit offer.
Owensboro, KY
900 Crabtree Ave, Owensboro, KY 42301
The pawn directory supplies this contact and weekday schedule. Item acceptance, current redemption charges and the business’s current consumer-finance authorization were not independently verified. Call before bringing an item. [B16]
| Day | Published hours |
|---|---|
| Monday–Friday | 9 a.m.–5 p.m. |
| Saturday–Sunday | Closed in the directory |
This is a pawn-related directory profile, not an unsecured payday-loan offer.
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Plan to recover the item—or compare an outright sale
Ask A & A Pawn about acceptance and the written redemption terms, then compare that obligation with an outright sale without treating the two transactions as the same loan.
Advance, charges, custody of the item and redemption conditions
Purchase price and the transfer of ownership
Dated amount, ticket and collection requirements
Request the advance, every redemption charge and the date by which the stated amount applies. Decide whether you can fund that amount while still covering essentials.
Ask for an outright purchase quote separately. The cash offered to buy an item is not a loan advance and does not reserve a right to recover it.
Bring the ticket or ask what proof is needed. Request the redemption amount for the date you plan to collect the item; do not rely on an old verbal figure.
The available directory identifies 900 Crabtree Avenue and (270) 684-8759. It provides a weekday schedule, but a current operator-controlled branch page was not established. Confirm the visit and the type of item accepted directly. [B16]
No rating, named manager or verified license number is supplied here. A directory classification should not be used as a substitute for those checks.
Use a clear distinction in the conversation.
| Choice | What you need to understand |
|---|---|
| Pawn | Advance, charges, custody of the item and redemption conditions |
| Sale | Purchase price and the transfer of ownership |
| Existing pawn redemption | Dated amount, ticket and collection requirements |
| Extension enquiry | Whether allowed and what a payment changes |
These are questions for the actual agreement; no extension right or particular contract term is assumed.
Suppose a hypothetical pawn advance is $180 and the charge to redeem on a stated date is $30. You would need $210 to recover the item. A separate hypothetical sale quote of $220 gives $40 more today than the $180 advance, but it is a different ownership decision.
| Illustration | Amount |
|---|---|
| Pawn advance | $180 |
| Hypothetical redemption charge | $30 |
| Redemption total | $210 |
| Separate sale quote | $220 |
| Extra cash from sale versus advance | $40 |
These amounts are invented examples, not A & A’s valuations or fees.
If you expect $260 to be available before collection but need $75 for essentials, only $185 remains. That is $25 short of the $210 hypothetical redemption total. The item’s sentimental importance does not remove that cash shortfall.
Consider whether the item is essential for work or daily life and whether you have a realistic way to recover it. Avoid pledging something on a plan that relies entirely on uncertain income.
For an accepted household tool, instrument or piece of jewelry, ask how the ticket describes condition, accessories and identifying details. Keep a copy of the agreement and any receipt. Ask what identification is needed when collecting the item.
Do not assume an informal purchase discussion preserves the same rights as a signed pawn agreement. Resolve that distinction before handing over property.
The secondary schedule lists weekend closure. Confirm your collection window and the amount valid on that date; opening hours alone do not define the contract’s redemption rules. [B16]
If you cannot meet the proposed terms, compare another arrangement before signing. For an existing ticket, contact the actual business promptly rather than treating a new payday application as a substitute for resolving the pawn.
Not automatically. A sale and a pawn agreement must be discussed as different transactions.
No. They are hypothetical figures used to explain redemption budgeting.
The checked secondary schedule lists closure. Confirm directly before planning a visit. [B16]
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
