Local contact & online options
An amount headline does not tell you how many payments follow.
Contact the listed business directly; it is not a Bottom Dollar office.
Miami
5675 W Flagler St, Miami, FL 33134
Published service: Deferred-presentment loan contact; confirm single-payment or installments
Published schedule: Mon–Fri 9am–6pm; Sat 9am–4pm; Sun closed [B06]
The operator publishes 5675 West Flagler Street and (305) 261-9100. The website’s up-to-$1,000 advertising is not an individual approval or proof of a single-payment product.
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Look beyond the limit at the West Flagler location
At this West Flagler contact, start by identifying the exact product and compare the full schedule—not only the first payment or the maximum advertised amount.
4 × $170.00
$680.00
6 × $120.00
$720.00
Ask how the proposed amount is determined and how much cash would actually be delivered after any permitted deductions.
Count every payment and read the total of payments. A small first installment can still create a large full obligation.
Compare due dates against conservative income dates, not the best month or an expected overtime shift.
The operator’s location page lists weekday hours of 9am–6pm, Saturday 9am–4pm and Sunday closed, with a dedicated West Flagler phone. Verify holiday exceptions and the service needed for your visit. [B06]
Ask which legal entity will appear in the agreement. Neither a trading name nor a map result independently proves a current lending license. Keep the creditor’s contact, not just the web address where the inquiry began.
The branch page advertises an amount up to $1,000. That headline does not supply the complete repayment structure or an applicant-specific offer. Ask whether the proposal is a single-payment or deferred-presentment installment agreement and read the actual disclosure. [B06] [L02]
Do not copy the fee from a different product into your calculation. Compare the amount received, charges, payment frequency and final maturity together. Ask for missing figures before deciding, not after signing.
This is a constructed comparison of two hypothetical proposals, not West Flagler pricing. Both deliver $600. Proposal A requires four $170 payments; proposal B requires six $120 payments. No additional fees are assumed.
Scroll horizontally to see all columns.
| Illustrative proposal | Payments | Total paid | Cost above $600 |
|---|---|---|---|
| A | 4 × $170.00 | $680.00 | $80.00 |
| B | 6 × $120.00 | $720.00 | $120.00 |
Proposal B lowers the payment by $50 but increases the total by $40. The more suitable schedule still depends on its dates and your essential bills; a lower payment alone does not settle the decision.
A quote that delivers less money cannot be compared fairly with another by looking at total repayment alone. Record any amount withheld at origination and any separately paid charge. Count each fee once.
If the offer delivers too little to cover the expense, decide how the remainder will be paid without automatically adding another credit obligation. If it delivers more, ask about a smaller request instead of treating the unused amount as free cash.
Florida treats single-payment deferred presentment and deferred-presentment installment transactions differently. The statutory limits are $500 and $1,000 respectively, excluding permitted fees; the term bands are 7–31 and 60–90 days. Do not attach a single-payment fee illustration to an installment offer. The provider’s written disclosure must identify which agreement is being proposed. [L02]
| Contract question | Record before accepting |
|---|---|
| One payment or installments? | The complete repayment calendar |
| Amount delivered after deductions? | The usable proceeds |
| All finance charges and permitted fees? | Dollar cost and disclosed APR |
Check the named provider through Florida OFR. A directory entry or this page is not a license verification. [L03]
Keep the contact and instructions for reporting an unaffordable scheduled payment. Florida has different procedures for covered single-payment and installment deferred-presentment agreements, so use the procedure that fits your actual contract. [L02]
Ask for the written notice, required timing and confirmation of any change. A conversation does not by itself revise a contract. This profile cannot grant an extension, update your account or confirm that a payment instruction has been changed.
No. It is advertising on the source page, not an approval or net-proceeds statement for you. [B06]
No. Compare the total of all payments and every separate charge for the same cash delivered.
No. Only the actual provider can confirm a contractual change. Use the contact and notice procedure in your agreement.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
