Amscot, Little Havana
Branch FAQ says 24 hours
Can this loan be reviewed and paid during my visit?
Independent provider directory
Compare a Miami cash-advance visit by product and processing time
Choose the Miami address and the product together. Amscot Little Havana publishes 24-hour opening, while ACE Biscayne’s consulted page leaves weekly hours unspecified. Neither fact tells you whether a particular application can be completed tonight.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
ACE, Biscayne
Weekly schedule not returned
What are today’s hours and loan cutoff?
Miami: regional and network contacts
Details reviewed September 22, 2026. Opening descriptions are published information, not a live status check or a guarantee of overnight loan service.
Miami
Amscot — Little Havana
1261 SW 8th St, Miami, FL 33135
Florida regional operator. Current branch FAQ describes 24-hour opening. Confirm overnight loan processing and holiday changes; older opening-announcement hours are not used here. [FL10]
Miami
ACE Cash Express — Biscayne
7921 Biscayne Blvd, Miami, FL 33138
Network store listing payday and installment products. Weekly hours were not returned in the branch source. Call directly; do not transfer Amscot’s 24-hour schedule to this address. [FL11]
The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.
What do you need to establish?
A single payment from your next income
Ask whether the offer is a single-payment deferred-presentment transaction. Get the principal, fee, due date and total amount due together, rather than choosing only from a daily or weekly cost.
Several payments over a longer period
Ask for the actual installment agreement. Do not apply the single-payment product’s fee calculation or limit to an installment product merely because both are called cash advances.
An overnight visit
Call Little Havana about the service you need. A 24-hour counter may handle several services; the relevant loan review, verification and funds-release steps still need confirmation.
Use a Miami address, not a countywide search result
Amscot’s current Little Havana branch page identifies 1261 SW 8th St and a 24-hour opening description. The ACE branch source identifies 7921 Biscayne Blvd with its own telephone, but did not return a weekly schedule. The cards do not transfer one company’s hours to another. [FL10] [FL11]
| Contact | Published service-window information | Question for the desk |
|---|---|---|
| Amscot, Little Havana | Branch FAQ says 24 hours | Can this loan be reviewed and paid during my visit? |
| ACE, Biscayne | Weekly schedule not returned | What are today’s hours and loan cutoff? |
Amscot is a Florida regional operator; ACE is a wider network. The selection does not include Miami Beach or North Miami as Miami city locations.
Keep Florida’s two transaction types separate
For the covered Florida framework, a single-payment deferred-presentment transaction has a $500 principal ceiling excluding fees and a 7–31 day term. The installment category has a different framework, including a $1,000 amount ceiling excluding fees and a 60–90 day term. Those statutory categories are not promises of an offer from either contact. [FL02]
Ask the provider to identify the category in your agreement and use its applicable disclosures. A larger allowed amount does not establish a smaller total cost or a manageable repayment.
Read a single-payment example without importing another state’s basis
Florida permits a single-payment transaction fee up to 10% of the amount plus the applicable verification fee up to $5. This illustration assumes the full principal is received and the charges are added to repayment; it is not a current branch quote. [FL02]
| Illustrative item | $300 principal | $500 principal |
|---|---|---|
| Transaction fee at 10% | $30 | $50 |
| Assumed verification fee | $5 | $5 |
| Cash received in this illustration | $300 | $500 |
| Repayment if those charges apply | $335 | $555 |
Do not substitute California’s check-face calculation or use this table to price a Florida installment agreement. Obtain the real fee and cash-delivery details in writing.
Prepare the evidence before an after-hours trip
The Amscot branch page describes photo identification, proof of income and check or account information for a cash-advance request. Ask which documents and formats satisfy its current review. ACE’s own requirements must be confirmed separately; a document accepted by one company is not automatically accepted by the other. [FL10] [FL11]
Ask the recipient when payment counts
Receiving cash overnight does not prove that rent, a utility payment or another bill will be credited immediately. Confirm the recipient’s accepted payment channel and cutoff. If it requires a bank transfer later, include that delay in the plan rather than assuming the store’s hours control the entire chain.
Protect the next income date as well as tonight’s deadline
For an invented budget with $310 genuinely unallocated on the due date, a $335 repayment creates a $25 deficit. Extra expected work or an unapproved assistance application does not close it. Request a documented payment arrangement or review alternatives before committing. If you are handling an existing loan, contact its servicer; these external links do not check an application or modify a balance.
Questions before continuing
Is the Little Havana schedule from the original opening announcement?
No. The card uses the current branch FAQ consulted for this directory. Confirm actual and holiday hours with the office before relying on an overnight visit.
Can I assume both Miami contacts have the same cash-advance terms?
No. The applicable product, creditor, underwriting and agreement need separate confirmation. The state framework is not a shared personalized offer.
Does opening the map send my financial information?
The map request uses the displayed business name and address after you press the button. This page does not request bank information or send a loan application.
Related decisions
Company profiles for this city
These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
