Payday or installment request
What is the contract and full repayment?
Loan agreement and payment schedule
Independent provider directory
Choose the Jacksonville service before comparing its price
A payday loan, a pawn loan and cashing an existing check solve different problems. Use the Jacksonville contacts below to identify the actual product, the documents it requires and the money or property you would commit.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
Pawn transaction
What will recover the pledged item?
Item description and redemption terms
Check cashing
What cash remains after the charge?
Receipt for the check and fee
Jacksonville: Southside and Northside contacts
Published branch facts read September 22, 2026. Product details require confirmation. These contacts are not a live license, Google-profile or compliance certification.
Jacksonville
Lending Bear — Southside
6016 Saint Augustine Rd, Suite 2, Jacksonville, FL 32217
Regional operator. Mon–Sat 9am–6pm; Sun closed. Ask which Florida loan product and payout route are available for your situation. [FL16]
Jacksonville
Lending Bear — Northside
7935 Lem Turner Rd, Jacksonville, FL 32208
Regional operator. Mon–Sat 9am–6pm; Sun closed. Use this branch telephone for a Lem Turner visit, not the Southside contact. [FL17]
The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.
Which transaction are you asking about?
Borrowing against recurring income
Ask for the Florida payday or installment agreement and its payment schedule. A loan offer remains subject to the provider’s review; this directory does not check your eligibility.
Using an item as collateral
Ask for the valuation, amount advanced, redemption deadline and total amount needed to recover the item. Do not use an unsecured-loan fee table to price that transaction.
Cashing money you have already earned
Ask for the charge on your actual check and the identification required. Converting a check to cash is different from taking on a new loan balance.
Southside and Northside have separate telephone routes
LendingBear publishes Saint Augustine Road, Suite 2, and Lem Turner Road as two Jacksonville contacts. Both list Mon–Sat 9am–6pm and Sunday closed. They belong to one regional operator, not two independent lenders. The pages describe a mix of loan and money services, so name the transaction when calling. [FL16] [FL17]
| Transaction | Main question | Record to request |
|---|---|---|
| Payday or installment request | What is the contract and full repayment? | Loan agreement and payment schedule |
| Pawn transaction | What will recover the pledged item? | Item description and redemption terms |
| Check cashing | What cash remains after the charge? | Receipt for the check and fee |
The selected addresses are not Orange Park or Jacksonville Beach locations relabeled as Jacksonville.
Check the Florida disclosure rather than a generic rate line
Florida’s covered single-payment framework permits a transaction fee up to 10% of the amount plus an applicable verification charge up to $5. The principal ceiling is $500 excluding fees and the term is 7–31 days. A branch marketing summary expressed per $100 should not replace the product-specific written disclosure. [FL02] [FL16]
The consulted Southside page contains a generic payday-price statement that is not adopted here as a verified Florida offer. Ask the provider to reconcile any difference between the page, its Florida rate schedule and the agreement. A contact listing does not certify pricing or legal compliance.
Keep the example tied to a single-payment transaction
These illustrations assume full principal received, the maximum stated 10% transaction fee, and a $5 verification charge added to repayment. They are not LendingBear quotes and do not price pawn or installment credit.
| Illustrative principal | Transaction fee | Verification assumed | Total repayment |
|---|---|---|---|
| $200 | $20 | $5 | $225 |
| $500 | $50 | $5 | $555 |
For another product or a different cash-delivery structure, request the applicable itemization. Do not add a deduction a second time after it has already reduced the cash you receive.
Bring evidence appropriate to the requested service
The Southside branch information describes photo identification, current income evidence, a recent bank statement and check information for a loan request. Confirm requirements with the exact desk; bringing an item for appraisal is not the same preparation. Ask what information is needed before using a verified upload route, and do not post identification or account numbers in messages to public business profiles. [FL16] [FL17]
Compare the risk to your cash and to an essential item
For a payday or installment offer, reserve every due payment from income available after necessities. For a pawn transaction, consider whether losing the pledged item would disrupt work, transport or daily living, and check the agreement’s redemption conditions. A smaller initial fee is not the whole comparison when the consequences differ. The related pawn-comparison page provides a separate decision route.
Resolve the purpose of a return visit
If you are returning to make a payment, recover an item or ask about an existing application, bring the relevant reference and contact the provider’s servicing desk. Ask whether the selected store can handle that exact account. Keep any receipt or changed agreement. Bottom Dollar cannot locate a pawn ticket, receive a payment or change the provider’s review decision.
Questions before continuing
Are the Northside and Southside contacts open on Sunday?
Both consulted schedules show Sunday closed. Call for holiday or temporary changes; a nearby different store is not evidence that these counters open.
Can a pawn-loan limit be treated as an available payday amount?
No. The product, collateral and repayment rules differ. Ask for the agreement that matches your intended transaction.
Why not copy every rate from the branch marketing page?
A generic statement can lack the product scope or conflict with a current disclosure. The page uses the official framework for illustrations and directs pricing questions to the provider’s written agreement.
Related decisions
Company profiles for this city
These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
