Local contact & online options
The Downtown 5th Avenue page identifies Store #4 at 945 5th Avenue, with branch phone (619) 239-6151.
These are third-party businesses, not Bottom Dollar offices. Read the product label and any address or hours warning before visiting.
San Diego
945 5th Ave, San Diego, CA 92101
Store #4; use the branch phone. Monday–Friday 9:00 AM–7:00 PM; Saturday 9:00 AM–6:00 PM; Sunday closed. The shared corporate footer also uses this building, but gives a different telephone. The local service number above is the one on the individual branch page. [A04]
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Use the Downtown branch number and plan around Sunday closure
It lists payday loans and check cashing and publishes Sunday closure. Use the individual branch contact for the service you need, and confirm payment arrangements before a weekend rather than assuming a closed office changes your contract’s due date.
The Check Cashing Place Store #4
945 5th Ave, San Diego, CA 92101
(619) 239-6151
Check the creditor, due date and accepted payment channel on your contract. Ask the branch about the deadline and receipt process before the weekend; this directory cannot move a due date.
The branch number is (619) 239-6151. A corporate number in the shared footer is a different contact even though both use 945 Fifth Avenue. Start with the branch for local-service questions. [A04]
Explain the net amount you need and check the repayment budget first. The availability of a check-cashing counter does not establish your loan eligibility, documents or approval. [A04]
| Local detail | Published information |
|---|---|
| Branch | The Check Cashing Place Store #4 |
| Address | 945 5th Ave, San Diego, CA 92101 |
| Branch phone | (619) 239-6151 |
| Monday–Friday | 9:00 AM–7:00 PM |
| Saturday / Sunday | 9:00 AM–6:00 PM / closed |
The same website’s corporate footer uses the building address with another number. That does not make the two contacts interchangeable for account service. A current branch manager’s name was not established; ask the local team which person handles your transaction. Holiday exceptions require direct confirmation. [A04]
If a repayment date falls near the weekend, ask in advance which channel applies and when a payment must be received. Do not assume that an online submission posts immediately or that a Sunday closure automatically moves an obligation to Monday. Follow the agreement and any applicable rule or confirmed arrangement; keep its terms and your payment confirmation in writing.
| Hypothetical next-pay-cycle budget | Amount |
|---|---|
| Income before the due date | $1,100 |
| Rent | $680 |
| Other essentials | $130 |
| Existing payments | $75 |
| Cash reserve | $25 |
| Available for a proposed repayment | $190 |
| Shortfall against $300 repayment | $110 |
| Shortfall against $200 repayment | $10 |
At California’s maximum payday fee, a $300 check yields $255 cash; a $200 check yields $170. Neither $300 nor $200 repayment fits the $190 available in this illustration. This is not a branch quote or a recommendation to borrow the smaller amount. Use your actual essentials, dates and written charges. [L08]
DFPI explains the $300 payday-check ceiling, a maximum 15% fee measured against the check and a maximum 31-day term. The amount you receive and the amount you must repay are different. A $200 face amount with a $30 charge leaves $170; the $30 is already part of the $200 due, not another charge to add at repayment. Actual offers can differ within the applicable framework. [L08]
Ask what identification, income and account evidence this lender requires and when any credit review occurs. Match the contracting legal name to the appropriate DFPI payday-lender licensing route; no current individual license has been independently verified for this profile. Do not use generic check-cashing advertising to infer that a credit request needs no checks or documents. [A04] [L08]
For an existing loan, save the agreement, receipt, confirmation date and the name or team reference for any arrangement. If the creditor declines a new request or the budget does not fit, do not treat the trip as a reason to accept another larger obligation. Explore a confirmed bill arrangement or another suitable alternative. This page neither accesses your account nor asks you to pay or submit documents to Bottom Dollar.
The individual branch page publishes (619) 239-6151 for Store #4 at 945 5th Avenue. [A04]
The branch page publishes Sunday as closed. Confirm exceptional arrangements directly, and do not infer a changed repayment deadline. [A04]
No. Its assumed $200 repayment still exceeds available money by $10. It illustrates why reducing the amount does not always resolve affordability.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
