Local contact & online options
Use the Parkway East office details and ask for the complete installment schedule.
Contact the listed business directly; it is not a Bottom Dollar office.
Birmingham
9256 Parkway E, Suite E, Birmingham, AL 35206
Published service: Personal/installment loans
Published schedule: Mon/Tue/Thu 9am–5pm; Wed 9am–1pm; Fri 9am–5:45pm; Sat/Sun closed [B14]
The operator lists 9256 Parkway East, Suite E, and (205) 251-1891. Wednesday closes earlier than other weekdays; older downtown directory addresses are not used as this branch’s current location.
This is an address search, not a verified route to an operating store. Confirm the operator, unit and service before travelling.
Prepare a First Finance visit on Parkway East
A monthly payment is useful only when its date and full cost fit alongside your existing commitments.
$1,140.00
$140.00
$1,260.00
$260.00
Bring a clear amount needed and ask for the net proceeds, frequency, number of payments and total cost.
The published Wednesday schedule ends at 1pm. Confirm your appointment rather than assuming the usual weekday closing time.
Ask for a dated payoff quote and how unused charges, if any, are treated under your actual agreement.
First Finance publishes Suite E on Parkway East. Monday, Tuesday and Thursday are listed as 9am–5pm, Wednesday 9am–1pm and Friday 9am–5:45pm, with weekends closed. Verify holiday exceptions before travelling. [B14]
State whether you are asking about a new personal loan or servicing an existing one. The source describes personal/installment lending; it should not be presented as a one-payment payday counter merely because this directory also covers payday alternatives.
Explain the expense, the amount not yet covered and the regular payment you could support after essentials. Ask what identity, income and account evidence is required. The operator’s process—not a generic internet checklist—determines which documents it will review. [B14]
If your income has recently changed, show the current situation rather than relying only on last year’s total. Do not present an expected bonus as already available cash. A complete application may still be declined or offered on different terms.
In this illustration, both proposals deliver $1,000 and have no separately paid fees. One requires six $190 payments; the other twelve $105 payments. These are hypothetical schedules, not First Finance offers.
Scroll horizontally to see all columns.
| Illustrative schedule | Total paid | Cost above proceeds |
|---|---|---|
| 6 × $190.00 | $1,140.00 | $140.00 |
| 12 × $105.00 | $1,260.00 | $260.00 |
The smaller payment reduces each payment by $85 but increases the total by $120. Compare dates and affordability as well as cost. Do not select the longer schedule only because its individual payment is smaller.
Ask whether the proposal is unsecured or requires an asset, and read any security agreement separately. Know which property is involved before assuming the only risk is the monthly payment.
Review any optional product separately from the loan itself. Ask whether it is required and how removing it changes proceeds, payments and total cost. Keep the version of the disclosure you actually accepted, not just an earlier illustration.
Alabama’s banking regulator states that a deferred-presentment advance fee cannot exceed $17.50 per $100 advanced. It also says a database charge cannot be added above what the deferred-presentment law permits. This is not a universal pricing rule for installment loans or title pawn. First identify the product and the legal creditor. [L04]
| Written item | Check it against |
|---|---|
| Net proceeds | The expense you actually need to pay |
| Finance charge and repayment total | The complete agreement, not an oral estimate |
| Payment dates and collection method | Your available income and existing bills |
No branch-specific rate or license is certified here. A useful comparison needs the actual disclosure and not a guessed statewide offer.
For an extra payment, ask whether it reduces principal, advances the next due date or is handled another way. Request the remaining balance and the next due date after posting. Do not infer the effect from the amount sent.
For payoff, use a quote valid for the planned payment date and confirm receipt. The independent directory cannot calculate your account’s official payoff, promise a penalty waiver or certify the provider’s current authority.
No. The operator’s published contact used here is 9256 Parkway East, Suite E. [B14]
The reviewed source lists Wednesday 9am–1pm. Confirm special closures directly. [B14]
Not by itself. Compare the total, duration, timing and any collateral or additional product costs.
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
Bottom Dollar Payday is a product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services, P.O. Box 283, Flandreau, South Dakota 57028. FSST Financial Services, LLC is wholly owned by the Flandreau Santee Sioux Tribe, a federally recognized Indian tribe.
Bottom Dollar Payday is not a lender or creditor and does not make loan, approval, underwriting, or funding decisions. The online application is provided and processed by an independent third-party form provider. Information submitted through the application may be shared with third-party financial service providers that may evaluate the request and, where available, present an offer.
The Terms & Conditions and Privacy Policy apply to the Bottom Dollar Payday product and website operated by FSST Financial Services, LLC, d/b/a BD PDL Services. Submitting information does not guarantee approval, an offer, a specific amount or rate, or funding. Review the provider’s rates, fees, repayment terms, privacy notices, data-sharing terms, electronic communication consents, and final agreement before submitting or accepting an offer.
The Bottom Dollar Payday product does not accept applications from residents of Arkansas, Colorado, Georgia, Illinois, Kansas, Massachusetts, Maryland, Missouri, New Hampshire, New York, Pennsylvania, Washington, or West Virginia. Availability elsewhere is determined by participating third-party providers and applicable law.
