Directories associate (205) 251-7145 with both 1715 3rd Avenue North and 1813 1st Avenue North. Current operating address, hours, products and license were not established. Directions are intentionally withheld.
Resolve the E-Z Finance Birmingham address before visiting
This profile keeps the conflict visible instead of presenting both as confirmed branches. Confirm the current office and legal business identity before travelling or paying.
Balance before payment
$450.00
Payment shown by your receipt
$100.00
Expected balance if fully credited
$350.00
Choose the verification you need
I want to make a first inquiry
Ask for the legal business name, current street and suite, and whether it is accepting the type of request you have.
I already have an agreement
Start with the creditor and account contact in your paperwork. A similar business name is not enough to establish who is owed.
I received new payment instructions
Confirm the change through a contact you already trust. Do not send money solely because a message includes a directory address.
The address conflict is not a second office
The reviewed directories contain entries at 1715 3rd Avenue North and 1813 1st Avenue North with the same phone. They do not establish whether one address is old, whether an office moved or which location currently receives customers. [B13][X03]
Ask the person answering to state the current street, suite and legal company name. If they cannot resolve the conflict, do not convert a map search into a confirmed visit. This profile does not imply either business closure or verified operation.
Keep a first call limited to identification and process
You can ask what product is offered, what documents are required and where a verified appointment takes place without sending sensitive information immediately. Establish the recipient before discussing a full bank or identity record.
The directory category indicates consumer finance, but it does not prove the current product or its terms. Ask whether the proposal is a fixed installment loan, another form of credit or only a different cash service. Do not infer payday lending from a general finance category.
Reconcile an existing account before sending another payment
For an existing account, ask for a dated statement showing what was due, which payments were posted and the remaining balance. The illustration below assumes no new fees or interest between the entries; it is not an E-Z Finance account.
Illustrative account record
Amount
Balance before payment
$450.00
Payment shown by your receipt
$100.00
Expected balance if fully credited
$350.00
If a statement still shows $450
$100.00 requires reconciliation
Do not automatically pay the disputed difference twice. Ask the actual creditor to explain the posting, allocation and any separately listed charges, and keep copies of both the receipt and response.
Ask for the written proposal, not a directory-derived rate
If a new offer is available, obtain its cash delivered, total of payments, dates and the legal name on the agreement. A directory description is not a current fee schedule.
Compare the proposal against your own essential spending before accepting. When a salesperson mentions a different branch or payment recipient, document the relationship and verify it rather than assuming every similarly named finance business is connected.
Use the rule for the product actually offered
Alabama’s banking regulator states that a deferred-presentment advance fee cannot exceed $17.50 per $100 advanced. It also says a database charge cannot be added above what the deferred-presentment law permits. This is not a universal pricing rule for installment loans or title pawn. First identify the product and the legal creditor. [L04]
Written item
Check it against
Net proceeds
The expense you actually need to pay
Finance charge and repayment total
The complete agreement, not an oral estimate
Payment dates and collection method
Your available income and existing bills
No branch-specific rate or license is certified here. A useful comparison needs the actual disclosure and not a guessed statewide offer.
Use the outcome to decide whether to proceed
The minimum useful outcome is a resolved company identity, a confirmed way to contact it and the correct address or remote process. If those remain unresolved, stop before providing documents or payment details.
This contact record is not a loan application and cannot establish an account balance, handle a complaint for the creditor or verify that a payment settled. The Birmingham directory and license-check guidance offer next routes without certifying this candidate.
Questions before continuing
Are both Birmingham addresses verified branches?
No. The records conflict and share one number; this profile does not count them as two offices. [B13][X03]
Are opening hours available?
A reliable current weekly schedule was not established. Ask the business after confirming its identity and location.
Does the record prove a debt is legitimate?
No. Match any claim to your actual agreement and obtain documentation from the identified creditor before making payment decisions.
Related decisions
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.