Quick Loans, NW 23rd
Signature loan; monthly installments
Online-payment convenience fee and other payment methods
Independent provider directory
Compare the cost of paying—not just the amount borrowed—in OKC
Quick Loans on NW 23rd Street and The Loan Depot on North May Avenue describe monthly-payment borrowing. Start with the net money you need, then ask how each payment can be made and whether that method adds a charge. These published contacts are not a promise of payday approval or a verified loan offer.
Bottom Dollar Payday is not the lender. This page helps prepare and compare decisions; it does not submit an application or access accounts or application records.
The Loan Depot, N May
Loan repaid in monthly payments
Correct local business, documents and Saturday cutoff
Contacts and published service information
These are third-party businesses, not Bottom Dollar offices. Read the product label and any address or hours warning before visiting.
Oklahoma City
Quick Loans — NW 23rd Street
123 NW 23rd St, Oklahoma City, OK 73103
Signature loans with monthly installments. A full weekly office schedule was not obtained. The site discloses a $4.99 convenience charge paid to REPAY for online payments; ask what other payment methods and charges apply. Marketing timelines are not a funding guarantee. [K01]
Oklahoma City
The Loan Depot — North May Avenue
3601 N May Ave, Suite A, Oklahoma City, OK 73112
Monthly-payment loan contact. Published hours: Monday–Friday 9 AM–6 PM; Saturday 9 AM–1 PM; Sunday closed. This local operator should not be confused with a similarly named mortgage company. [K02]
The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.
Choose your next step
I am comparing two quotes
Request the same net cash and compare all scheduled payments. Keep optional services and payment-channel charges separate so that a smaller installment does not hide a larger total cost.
I plan to pay online every month
Quick Loans publishes a $4.99 REPAY convenience fee. Check whether the channel is optional and what alternatives are available before multiplying the advertised installment by the number of months. [K01]
Identify the operator and payment channel
| Contact | Product described | Practical check |
|---|---|---|
| Quick Loans, NW 23rd | Signature loan; monthly installments | Online-payment convenience fee and other payment methods |
| The Loan Depot, N May | Loan repaid in monthly payments | Correct local business, documents and Saturday cutoff |
Each phone belongs to the named business. Bottom Dollar does not take payments, view your account or arrange a transfer. Do not enter a loan-account number on a site reached only through a look-alike business name. [K01] [K02]
Add transaction fees only when the chosen method requires them
A payment processor’s fee can be separate from the contractual installment. Ask whether paying in person, by another electronic method or through an authorized channel changes the cost. Do not assume an alternative is free: obtain that answer from the creditor. Never count a charge both inside the payment and again outside it. [K01]
Six payments: the small-fee effect
| Illustrative calculation | Amount |
|---|---|
| Hypothetical net loan proceeds | $400 |
| Six hypothetical payments of $85 | $510 |
| Six payments through a channel charging $4.99 | $29.94 |
| Total cash out: $510 + $29.94 | $539.94 |
| Difference from $400 received | $139.94 |
Only the published $4.99 channel charge comes from Quick Loans; the principal, installment and term are assumptions, not its quote. Without that channel charge the assumed cash out is $510, a difference of $29.94. This arithmetic does not calculate a legal APR or establish which fees must be included in one.
Check the Oklahoma license category before using a rate limit
The Department of Consumer Credit distinguishes supervised lenders, small lenders and pawnbrokers. A storefront name containing “quick” or “cash” does not identify the legal category. Ask for the contracting entity and license information, then use the appropriate regulator record. The small-lender page also links principal-limit adjustments, so an old headline dollar cap should not be assumed current or applicable to every installment loan. [L04] [L05]
Make one preparation call that answers the key questions
Ask whether the provider considers your income source, what identification and income evidence to bring, and whether the actual offer can be reviewed before signing. State the amount needed after fees. Clarify the first payment date, remaining dates and whether money is issued by check, cash or transfer. General marketing speed does not guarantee bank posting before your bill deadline.
Test the payment against the rest of the month
Use reliable take-home income, subtract necessities and existing debts, then leave a buffer. A loan approval is not a finding that your household budget is comfortable. If this month’s shortage repeats every month, discuss the bill or expenditure directly rather than assuming a new loan each cycle. For an existing account, contact the actual creditor for payoff and hardship information.
Questions before continuing
Is The Loan Depot contact a mortgage application?
The source describes the local North May Avenue monthly-loan business. Check the name, address and phone rather than assuming it is a similarly named mortgage lender. [K02]
Does the $4.99 charge apply to every possible payment?
The source identifies it for the displayed REPAY online-payment channel. Other methods were not established as free or equally priced. [K01]
Are these two verified payday lenders?
No. Their published products use monthly payments; current licenses and individualized terms have not been independently certified.
Related decisions
Company profiles for this city
These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.
