Keep the North Las Vegas address and loan type in the comparison

Two operator-published North Las Vegas addresses

The selected addresses are 825 West Craig Road and 4210 West Craig Road. Other Craig Road search results are not automatically counted as North Las Vegas. Postal-city information is retained, not presented as an independent municipal-boundary check.

The map is requested from Google only after you press the button. It searches the displayed place or area; it does not verify a business profile or a license.

Match the street number, unit and phone

Both publish 7:00 am–11:00 pm Monday–Friday. Confirm the exact location before requesting directions; similar road names are not evidence of the same store. The card maps search the name and address only and do not certify a Google listing or a lending licence. [N17] [N18]

Name the product on each proposal

Check City describes payday services in its Nevada network. Moneytree’s West Craig Road page lists payday, installment and signature-loan options. These labels establish questions to ask; they are not a guarantee that every option is available to an individual applicant. [N02] [N18]

Ask whether a payment is the entire amount due, an installment or a minimum payment on an ongoing balance. Record the creditor, contract type and any property pledged. Do not use one product’s advertised wording to fill missing terms in another.

Compare the full schedule for the same $450 received

Assume two hypothetical proposals each provide $450 net with all modeled costs included in the listed payments. Proposal A has one $540 payment. Proposal B has three $190 payments. Neither is an available price from either store.

B reduces the amount at the first due date, but its total is $30 higher and two payments remain after the first. This comparison does not calculate APR or assume the dates are identical. Obtain the full timing and any separate costs before using actual offers in it.

Keep the existing loan in the payment budget

For illustration, $1,000 of usable income before the next proposed payment, minus $520 of essentials, $150 of existing obligations and an $80 reserve leaves $250. Proposal A’s $540 would be short by $290. B’s first $190 would leave $60, but that is not proof the next two payments fit.

Do not remove the $150 obligation just because the new quote is from another operator. Nevada’s deferred-deposit amount test and high-interest monthly-payment test also have different bases, so ask the creditor which applies. [N01]

Prepare for review, not for a guaranteed outcome

Ask each provider what income, identification and banking evidence it needs, which credit checks occur and what would prevent completion. A published evening window cannot replace the review of a specific application.

If you start online, identify the data recipient and whether the request is tied to the branch you selected. An account login, a new request and a payment channel are different actions. This directory does not transfer documents or verify any of those outcomes.

Use geography to find a counter, not to evade a problem

A result labeled Las Vegas, North Las Vegas or another nearby community needs its own address and product confirmation. Do not count an ambiguous location twice or treat another city as a way to reset lending restrictions. [N01]

If the obstacle is a current repayment, contact that creditor and ask for applicable written arrangements. If the obstacle is an unpaid bill, compare a confirmed arrangement with real credit terms. A useful outcome may be identifying why neither advertised route solves the actual need.

Related decisions

Company profiles for this city

These profiles may cover different providers or products from the contacts above. Open the profile for its service type and any unresolved address or operating details.