Contact the listed business directly; it is not a Bottom Dollar office.
Huntsville
Quick Cash Loans
2327 N Memorial Pkwy, Huntsville, AL 35810
Published service: Payday/check advance and vehicle-title pawn are separate services
Published schedule: Exact current branch hours not established [B19]
The operator identifies 2327 N Memorial Parkway and (256) 539-9736. A reliable current weekly schedule was not established; directory hours disagree, so confirm the intended visit directly.
Choose the right document route at Quick Cash Loans
Tell the Huntsville office which product you are discussing before preparing a file or putting a vehicle at risk.
Payday/check advance
ID, recent income, statement period and account requirements
Vehicle-title pawn
Ownership, title status, vehicle inspection and security terms
Existing agreement
Account reference, dated balance and payment receipt
Choose the product before the paperwork
A payday/check advance
Ask about current income and checking-account evidence. Do not assume the vehicle-title checklist applies.
A vehicle-title pawn
Confirm title ownership, vehicle inspection and all collateral terms before handing over title documents.
I do not know which product was quoted
Ask the office to identify the agreement in writing. A generic cash-loan description is not enough.
Use the Memorial Parkway contact for current requirements
The operator’s FAQ separates payday/check-advance requirements from title-pawn requirements. It identifies the Huntsville business contact, but a dependable current weekly schedule was not established in the materials reviewed. [B19]
Call to confirm the service and appointment. Do not choose whichever directory has the longest opening hours. Ask whether the person who reviews your product will be available and whether any document must be issued recently.
Do not combine two different checklists
The FAQ discusses checking-account history and income evidence for a payday inquiry, and vehicle/title documentation for title pawn. Confirm the current requirement and acceptable alternatives before sending anything. [B19]
Inquiry
Prepare questions about
Payday/check advance
ID, recent income, statement period and account requirements
Vehicle-title pawn
Ownership, title status, vehicle inspection and security terms
Existing agreement
Account reference, dated balance and payment receipt
These categories organize a call; they do not certify eligibility. Do not provide your sensitive documents to this directory or assume a document list means approval.
Test the repayment against transport and other essentials
This hypothetical budget uses $920 of income, $500 of essential bills, $110 needed for transport and a $60 buffer. It does not represent a quoted Quick Cash loan.
Budget item
Amount
Income
$920.00
Essential bills
$500.00
Necessary transport
$110.00
Buffer
$60.00
Room for a loan payment
$250.00
Hypothetical amount due
$300.00
Unfunded repayment portion
$50.00
The payment does not fit. If the product also uses your vehicle as collateral, consider the effect of losing essential transport separately from the $50 budget gap.
Price the exact product and its collateral
Ask for the amount you receive, every charge, the full repayment and dates. For title pawn, identify the secured vehicle, title arrangement and consequences of failure to repay. Do not assume the rules for an unsecured check advance set the price or risk of title collateral.
Do not choose the collateral product solely because it offers a larger amount. Compare the smallest need, the repayment plan and the practical importance of the vehicle.
Use the rule for the product actually offered
Alabama’s banking regulator states that a deferred-presentment advance fee cannot exceed $17.50 per $100 advanced. It also says a database charge cannot be added above what the deferred-presentment law permits. This is not a universal pricing rule for installment loans or title pawn. First identify the product and the legal creditor. [L04]
Written item
Check it against
Net proceeds
The expense you actually need to pay
Finance charge and repayment total
The complete agreement, not an oral estimate
Payment dates and collection method
Your available income and existing bills
No branch-specific rate or license is certified here. A useful comparison needs the actual disclosure and not a guessed statewide offer.
Know how payment changes the account
Ask for a receipt and updated balance after each payment. If a payment is only a fee, extension or partial repayment, establish that clearly before assuming the debt or title obligation is finished.
For full settlement, request the dated payoff instructions and the process for returning or releasing title documents when applicable. This directory cannot release a title, change an authorization or tell you that the account has been closed.
Questions before continuing
Do I need a vehicle for a payday inquiry?
Do not merge the two services. The operator publishes separate payday and title-pawn requirements; confirm the checklist for the product you want. [B19]
Which opening hours are reliable?
Current exact hours were not established and directories conflict. Confirm directly before travelling.
Does a smaller fee payment close the loan?
Not necessarily. Ask whether it is principal reduction, fees, an extension or full payoff and request the resulting balance.
Related decisions
Sources and scope
Sources describe rules and resources; they do not endorse Bottom Dollar or certify listed businesses. Numerical examples are calculations, not offers.